The Data Breach Blame Game Has No Winners

Identity Theft

The Data Breach Blame Game Has No Winners

The Data Breach Blame Game Has No Winners

Today’s data breaches are like a game of musical chairs: sooner or later, you’ll have to face the music. Last year was bad for data security: More than 800 million records containing sensitive consumer data were exposed. News of breaches keeps rolling in. Identity theft—which had been considered a crass scare tactic conjured up by… Read More

The Laziest Ways to Improve Your Credit

Credit Score

The Laziest Ways to Improve Your Credit

The Laziest Ways to Improve Your Credit

There are people out there who expend a lot of energy in the quest for a totally meaningless perfect credit score, which I’ve written about elsewhere. Most people know it’s important to have good credit, but they don’t want to spend too much time worrying about it. The good news is that you can be… Read More

Should You Trust HR With Your Personal Info?

Identity Theft

Should You Trust HR With Your Personal Info?

Should You Trust HR With Your Personal Info?

Your human resources department plays a vital role in how your company gets things done. It makes sure you are staffed properly, that benefits are administered and many other important obligations are met in a timely manner. Everyone knows the pitfalls of the HR department. If they recruit a bad player, it can hurt morale,… Read More

The 5 Dumbest Credit Moves

Identity Theft

The 5 Dumbest Credit Moves

The 5 Dumbest Credit Moves

Several years ago, I watched in amazement when the CEO of a major identity theft protection firm, appeared in a series of commercials waving his Social Security card in the air, parading his Social Security number on a billboard through heavily populated urban areas and screaming his SSN through a bullhorn as a challenge to… Read More

How to Remember All the Passwords You’re Resetting

Identity Theft

How to Remember All the Passwords You’re Resetting

How to Remember All the Passwords You’re Resetting

If you’re like most people, the news of the Heartbleed bug and how broadly its security flaw spread is worrisome enough. But the list of sites where you absolutely have to change your passwords looks daunting for anyone. You probably have to change passwords on your email, your Facebook, and maybe even your online dating… Read More

Why a Perfect Credit Score Doesn’t Matter

Credit Score

Why a Perfect Credit Score Doesn’t Matter

Why a Perfect Credit Score Doesn’t Matter

There are some people in life for whom an A on a report card was never good enough, who idly wondered why they were never above the 99th percentile on standardized tests and relentlessly beat themselves up whenever they came in second. In adulthood, some of those same people are relentlessly pursuing the highest possible… Read More

Tax Identity Theft: Why You’re Vulnerable

Identity Theft

Tax Identity Theft: Why You’re Vulnerable

Tax Identity Theft: Why You’re Vulnerable

A few weeks ago, a friend of mine – let’s call her Mallory – got an unsettling call from her accountant. The accountant had been preparing Mallory’s taxes, hit “Send” to e-file the finished return, and it was rejected. Someone had already filed a tax return using Mallory’s Social Security number. She’d been a victim… Read More

The Data Breach Factor So Many Companies Forget: Emotion

Identity Theft

The Data Breach Factor So Many Companies Forget: Emotion

The Data Breach Factor So Many Companies Forget: Emotion

Smart business people know that they must secure their systems to withstand the most determined and persistent physical, as well as cyber, attacks. They must minimize their risk of exposure by deploying the most sophisticated security and anti-malware software, using outside firms to frequently penetration-test their cyber defenses, continuously training their employees to comply with… Read More

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