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Adam Levin

Chairman & Co-Founder, Credit.com |  In Identity Theft, Personal Finance

Adam Levin is chairman and co-founder of Credit.com and IDT911. His experience as former director of the New Jersey Division of Consumer Affairs gives him unique insight into consumer privacy, legislation and financial advocacy. He is a nationally recognized expert on identity theft and credit, and is the author of Swiped: What Identity Thieves Do — And How to Stop Them, a practical, lively book that is essential to surviving the ever-changing world of online security.

Should You Pay Off Your Ex’s Credit Cards?

Credit Score

Should You Pay Off Your Ex’s Credit Cards?

Should You Pay Off Your Ex’s Credit Cards?

When the Love Boat morphs into the Titanic and you are flailing in the icy waters of the North Atlantic, the banks are not rescuers, they’re sharks.  In other words, divorces can get messy — sometimes really messy — and it should come as no surprise that money is often at the root of the… Read More

Student Loan Debt: How Much is Too Much?

Students

Student Loan Debt: How Much is Too Much?

Student Loan Debt: How Much is Too Much?

Some call it the Student Loan Bubble — I call it crazy. And what better time to discuss student debt insanity than now, as countless soon-to-be graduates prepare to slip on their caps and gowns? An estimated 1.8 million students are graduating this year, many with degrees that perhaps aren’t worth a damn when it comes… Read More

4 Big Problems With Social Security Numbers

Identity Theft

4 Big Problems With Social Security Numbers

4 Big Problems With Social Security Numbers

A Social Security number is like a skeleton key — able to unlock a kingdom of untold riches for identity thieves. It is the central piece of data needed to hijack our credit, steal our health insurance, use us as human shields and generally wreak havoc in our lives. And every day, two branches of… Read More

5 Things Every Graduation Speaker Should Say

Personal Finance

5 Things Every Graduation Speaker Should Say

5 Things Every Graduation Speaker Should Say

Yes my friends, it’s that time of year again. No, not allergy season — graduation. That seminal moment in our lives when, in ceremonies of varying degrees of pomp and circumstance, our elders pass on the wisdom of the ages to those of us who are evolving from the shelter of the ivory tower to… Read More

The Gun Score: An Idea So Crazy It Couldn’t Work

Credit Score

The Gun Score: An Idea So Crazy It Couldn’t Work

The Gun Score: An Idea So Crazy It Couldn’t Work

A sufficiently large minority of the U.S. Senate demonstrated their Orwellian allegiance to the gun lobby last week — or their fear of it — by blocking several commonsense measures that would have expanded background checks for gun buyers while imposing a ban on both assault-style rifles and high-capacity gun magazines. The knee-jerk “no” votes… Read More

The Government Agency That Should Fine Itself

Mortgages

The Government Agency That Should Fine Itself

The Government Agency That Should Fine Itself

This just in from the “It Couldn’t Possibly Get Any Worse” Department: The first wave of checks from the bungled foreclosure abuse settlement landed in mailboxes around the country this week, but when people tried to cash them, a number of them bounced. I don’t know about you, but if someone who worked for me… Read More

The Tax Form That Could Save Your Refund

Identity Theft

The Tax Form That Could Save Your Refund

The Tax Form That Could Save Your Refund

The Bible tells us, “It is better to give than to receive.” Most Americans don’t feel that way on April 15. But when the Lord (a.k.a., an IRS algorithm) shines his countenance upon us and a portion of what we paid is returned in the form of a tax refund, it seems only fair that… Read More

The Biggest Credit Mistake People Make (Plus 3 Tips)

Credit Score

The Biggest Credit Mistake People Make (Plus 3 Tips)

The Biggest Credit Mistake People Make (Plus 3 Tips)

Some credit mistakes are obvious. Everybody knows the big one: Failing to pay your bills on time. If you’re looking to wreck your credit score, there’s no faster way. Some credit mistakes aren’t so obvious. What’s worse, the biggest secret credit mistake — the one most people don’t even know they’re making — actually happens… Read More

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