What Black Friday & the Fiscal Cliff Have in Common

Personal Finance

What Black Friday & the Fiscal Cliff Have in Common

What Black Friday & the Fiscal Cliff Have in Common

The shopping season is upon us. Black Friday. Cyber Monday. For the next month, intrepid American consumers will hit the stores like there’s no tomorrow — nudging hundreds of thousands of retailers into the black and ourselves into the red, only to spend the balance of the year clawing our way back to some semblance… Read More

How the SEC Almost Shut Down Wall Street

Identity Theft

How the SEC Almost Shut Down Wall Street

How the SEC Almost Shut Down Wall Street

Here’s a fun fact: Hackers, just like bankers, real estate agents and collectors of Star Trek memorabilia, attend conferences. Even better: they play games at the conferences. One of the games they play has attendees aggressively competing to access any device in the hall, thereby demonstrating prowess in obtaining sensitive information. The goal is to… Read More

Senator McConnell, Meet Senator Warren

Personal Finance

Senator McConnell, Meet Senator Warren

Senator McConnell, Meet Senator Warren

In 2010, as Americans were fighting with all their strength to survive the meltdown of 2007-2009, Sen. Mitch McConnell infamously said, “The single most important thing we want to achieve is for President Obama to be a one-term president.” The line was repeated again and again by Democrats and the folks on MSNBC. How could… Read More

When Debt Collectors Go After American War Heroes

Personal Finance

When Debt Collectors Go After American War Heroes

When Debt Collectors Go After American War Heroes

When it comes to scandalous behavior by debt collectors, I thought I’d heard it all. This is an industry known for its bottom feeders, who routinely bully and intimidate the weakest and most vulnerable among us. Many debt collectors berate and humiliate people into paying off debts that never existed, and pursue people for years,… Read More

Two Sure Things in Life: Death & Facebook

Identity Theft

Two Sure Things in Life: Death & Facebook

Two Sure Things in Life: Death & Facebook

What happens to our Facebook profile when we die? Who gets to connect with us on LinkedIn, post pictures of us on Pinterest, or view our photos on Flickr after we have shuffled off this mortal coil and left these worlds — both the physical and the virtual — behind? These are brand-new questions that… Read More

Banks Still Raking In the Profits from Overdraft Fees

Personal Finance

Banks Still Raking In the Profits from Overdraft Fees

Banks Still Raking In the Profits from Overdraft Fees

If you’ve ever witnessed a great white shark attack, you know the meaning of the word “relentless.” The giant creature’s dorsal fin traces a circle in the water as it spots a vulnerable victim; the shark makes a first strike, then a second and a third, coolly and methodically; the victim struggles, weakens and finally… Read More

5 Ways Romney Will Roll Back Consumer Protections

Personal Finance

5 Ways Romney Will Roll Back Consumer Protections

5 Ways Romney Will Roll Back Consumer Protections

Mitt Romney’s now-infamous statement, “My job is not to worry about those people,” pretty much sums up the Republican nominee’s true feelings about who he represents. And if you’re in serious debt, it doesn’t seem like he’s too worried about you, either. If you are among the 22.4 million people who owe college debt, a… Read More

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