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Adam Levin

Co-Founder, Credit.com |  In Identity Theft, Personal Finance

Adam Levin is co-founder of Credit.com and the chairman and founder of CyberScout (formerly IDT911). His experience as former director of the New Jersey Division of Consumer Affairs gives him unique insight into consumer privacy, legislation and financial advocacy. He is a nationally recognized expert on identity theft and credit, and is the author of SWIPED: How to Protect Yourself in a World Full of Scammers, Phishers, and Identity Thieves, a practical, lively book that is essential to surviving the ever-changing world of online security.

The Real JPMorgan Data Breach Danger Is Still on Its Way

Identity Theft

The Real JPMorgan Data Breach Danger Is Still on Its Way

The Real JPMorgan Data Breach Danger Is Still on Its Way

The olive branch after the deluge of news about the JPMorgan breach that exposed the personally identifiable information of 83 million customers was that no bank account information, or more sensitive personal information like Social Security numbers, had been compromised. What got lost in that torrent of stories was the fact that the information that... Read More

How Your Job Search Could Threaten Your Identity

Identity Theft

How Your Job Search Could Threaten Your Identity

How Your Job Search Could Threaten Your Identity

You finally landed a great job. Whether you were a new graduate, or among the long-term unemployed or under-employed, you put yourself out there and made it happen. But let’s say that you flipped a few stones on the job market that were best left unturned, and you got scammed somewhere along the way. It’s... Read More

iOS 8 Wants to Get to Know You Better

Identity Theft

iOS 8 Wants to Get to Know You Better

iOS 8 Wants to Get to Know You Better

My phone is at rest on my desk, charging. I’ve enabled the new “Hey Siri” feature, which was part of the iOS 8 update. Now, the famous concierge feature that offers the world at the touch of a button is always-already on, listening (as long as it is plugged in). Somehow I’m feeling a bit... Read More

It’s Time for a Data Breach Warning Label

Identity Theft

It’s Time for a Data Breach Warning Label

It’s Time for a Data Breach Warning Label

The breach at Home Depot is only the most recent in a torrent of high-profile data compromises. Data and identity-related crimes are at record levels. Consumers are in uncharted territory, which raises a question: Is it time to do for data breaches and cybersecurity what the nutritional label did for food? I believe we need... Read More

3 Ways Your Kids Can Get You Hacked

Identity Theft

3 Ways Your Kids Can Get You Hacked

3 Ways Your Kids Can Get You Hacked

Last month a story in the Wall Street Journal article sent a shudder down our collective parental spine. Google is planning to open Gmail and YouTube to kids under the age of 13. While the company will restrict this king’s ransom of new clicks to kid-friendly content, hackers could well have a field day. Lest... Read More

The Lie That Could Keep You Safe From Hackers

Identity Theft

The Lie That Could Keep You Safe From Hackers

The Lie That Could Keep You Safe From Hackers

The hack that created millions of morally challenged voyeurs—and, depending upon which celebrity they downloaded, child sex offenders—also provided us with a teachable moment. It exposed the use of security questions in online authentication as a quaint artifact of an antiquated Internet culture. We talk a lot about personally identifiable information (PII) in the data... Read More

5 Reasons Not to Search for Those Nude Celebrity Photos

Identity Theft

5 Reasons Not to Search for Those Nude Celebrity Photos

5 Reasons Not to Search for Those Nude Celebrity Photos

A not-so funny thing happened to the Internet over Labor Day weekend. It was nearly trampled to death in a digital stampede for photographs of nude celebrities including Jennifer Lawrence, Ariana Grande, Mary Elizabeth Winstead, Kate Upton, Rihanna and others. More than 100 celebrities “made” the list. How did the pictures wind up online? The best... Read More

4 Reasons Not to Use Your Debit Card at a Bar

Identity Theft

4 Reasons Not to Use Your Debit Card at a Bar

4 Reasons Not to Use Your Debit Card at a Bar

You’ve watched enough Tarantino to know you should only bring a knife to a gunfight if you’re Uma Thurman. Bringing a debit card to a bar is like the proverbial knife at a gunfight: a shoot-ready script for getting killed by the bill. Bar = party, but you don’t want to run up debt and... Read More

How Your Celebrity Obsession Could Get You Scammed

Identity Theft

How Your Celebrity Obsession Could Get You Scammed

How Your Celebrity Obsession Could Get You Scammed

We all have our areas of interest — make that obsession — and when something related to them crops up online, we can be instantly transformed into monster click-machines. The problem here: Many of those clicks can either lead to your victimization or becoming an unwitting co-conspirator in cybercrime. To make matters worse, once your... Read More

How Your Name Could Get You Scammed

Identity Theft

How Your Name Could Get You Scammed

How Your Name Could Get You Scammed

Your personally identifiable information (PII) is all around you, and much of it is impossible to protect. While your driver’s license and Social Security numbers are a significant part of the equation, you can take certain protective measures to keep those from prying eyes. Unfortunately, that’s not the case when it comes to more visible... Read More

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Certain credit cards and other financial products mentioned in this and other sponsored content on Credit.com are Partners with Credit.com. Credit.com receives compensation if our users apply for and ultimately sign up for any financial products or cards offered.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.

Our Owners

Credit.com is owned by Progrexion Holdings Inc. which is the owner and administrator of a number of business related to credit and credit repair, including CreditRepair.com, and eFolks. In addition, Progrexion also provides services to Lexington Law Firm as a third party provider. Despite being owned by Progrexion, it is not the role of the Credit.com editorial team to advocate the use of the company’s other services. In articles, reporters may mention credit repair as an option, for example, but we’ll also be sure to note the various alternatives to that service. Furthermore, you may see ads for credit repair services on Credit.com, but the editorial team isn’t responsible for the creation or implementation of those ads, anymore than reporters for the New York Times or Washington Post are responsible for the ads on their sites.

Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

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- The Credit.com Editorial Team