If you’re like many Americans, a large chunk of your budget is spent on food — maybe 10% or more. Percentagewise, we spend less on food than we did in the ‘60s, but 10% is not an insignificant portion of your income.That’s why so many money-saving articles focus on groceries as a great place to... Read More
My family is getting ready for our very first vacation as a family of four. We’re so excited. But our five-year-old is already complaining that we’re driving instead of flying. (And we haven’t even packed the car yet!) Tackling a seven-hour road trip with a five-year-old and an eight-month-old is a little daunting, I’ll admit.... Read More
For years, the standard financial advice for couples was to combine their finances. All income, debts and expenditures belong to both parties, so why not put them together? Combining finances makes sense for many reasons, but not everyone wants to take this direction. If you’re preparing to tie the knot, you might wonder which option is... Read More
So you have some debt that you need to pay off. If you listen to the advice of many get-out-of-debt gurus, you should pay it off as quickly and intensely as possible. They say you should never set foot in a restaurant, go on vacation, or do anything “extra” until the last credit card and... Read More
Thinking of taking advantage of a balance transfer offer? It can be an excellent way to pay off your debt. But how will transferring a balance affect your credit score? And of what potential pitfalls should you be aware? It’s impossible to predict exactly how any one financial decision will affect your credit score. We can... Read More
Last summer, the New York Times ran a piece about families who can’t afford summer camp or other programs for their kids. It highlights a problem for many working parents: Summertime care for kids is expensive. This is especially true if your kids are in public school during the year. You suddenly go from paying... Read More
The Amazon Subscribe & Save program can be a great way for Prime members to save money while automating a bit of life. For my family, Subscribe & Save is a way to buy items like toilet paper that we never seem to realize we’re running low on until the last minute. Here’s how the... Read More
If you’re just now starting on your New Year’s resolution to get healthy, you might find yourself considering the Whole30 program. The latest diet craze, which is meant to be a sort of physical reset button, requires you to cut out grains, sugars, alcohol, processed foods, legumes and dairy for a full 30 days. So... Read More
Home sharing through sites like Airbnb, VRBO and HomeAway are becoming more and more popular. My family jumped on the Airbnb hosting train recently, and we made a tidy little side income in January renting out our spare room. I won’t have to pay taxes on that income until next tax season, but I’m already... Read More
Want to pay off your debt and save more money in 2017? You’re not alone! According to one survey of Google search data, searches for “Spend Less/Save More” were up 17.47% from 2016. Want to achieve your get-out-of-debt goal? If so, we recommend trying one of the five strategies here. 1. The Debt Snowball This... Read More
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