Article Updated June 15, 2018 by Brian Acton The terms laid out in your credit card agreement aren’t always set in stone. While some rules, such as special offer restrictions, can’t be changed, there are many things you can negotiate with your credit card provider. But to win concessions from your credit card company, you... Read More
In the world of personal finance, there are plenty of heated debates. Should you save for an emergency or pay off debt first? Is any debt “good” debt? Are balance transfers an acceptable way to pay off debt more quickly? And then there’s the classic argument: debt snowball vs. debt avalanche. Before we launch into... Read More
Is your kids’ fall break coming up? Plan ahead now to have a great time while also saving money. Over Memorial Day weekend, more Americans traveled than had in the last 12 years, and we spent more on travel, too. If your family spent a lot of money then, you might want to save this... Read More
Whether you’re just starting college or are entering your senior year, chances are you’ve taken out student loans somewhere along the way. With many student loans, you aren’t required to make payments at all until about six months after you’re no longer enrolled in school full-time. That’s a good thing, right? Well, maybe not. In... Read More
As a parent, one of the scariest things to think about is what your children will do if something happens to you someday. This can be even scarier if you’re a single parent without a partner to fall back on. But here’s the thing: you are the sole provider for your children. It’s even more... Read More
My family’s recent subscription to a meal planning service has been a godsend. With my husband and I both working full time while raising our two children, cooking has been put on the back burner. We found ourselves eating out too much and when we did cook at home, we used the same recipes over... Read More
If you’re like many Americans, a large chunk of your budget is spent on food — maybe 10% or more. Percentagewise, we spend less on food than we did in the ‘60s, but 10% is not an insignificant portion of your income.That’s why so many money-saving articles focus on groceries as a great place to... Read More
My family is getting ready for our very first vacation as a family of four. We’re so excited. But our five-year-old is already complaining that we’re driving instead of flying. (And we haven’t even packed the car yet!) Tackling a seven-hour road trip with a five-year-old and an eight-month-old is a little daunting, I’ll admit.... Read More
For years, the standard financial advice for couples was to combine their finances. All income, debts and expenditures belong to both parties, so why not put them together? Combining finances makes sense for many reasons, but not everyone wants to take this direction. If you’re preparing to tie the knot, you might wonder which option is... Read More
So you have some debt that you need to pay off. If you listen to the advice of many get-out-of-debt gurus, you should pay it off as quickly and intensely as possible. They say you should never set foot in a restaurant, go on vacation, or do anything “extra” until the last credit card and... Read More
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