How to Make Summer Camp Fit Your Family’s Budget

Personal Finance

How to Make Summer Camp Fit Your Family’s Budget

How to Make Summer Camp Fit Your Family’s Budget

Last summer, the New York Times ran a piece about families who can’t afford summer camp or other programs for their kids. It highlights a problem for many working parents: Summertime care for kids is expensive. This is especially true if your kids are in public school during the year. You suddenly go from paying... Read More

10 Tips for Doing Whole30 on a Budget

Personal Finance

10 Tips for Doing Whole30 on a Budget

10 Tips for Doing Whole30 on a Budget

If you’re just now starting on your New Year’s resolution to get healthy, you might find yourself considering the Whole30 program. The latest diet craze, which is meant to be a sort of physical reset button, requires you to cut out grains, sugars, alcohol, processed foods, legumes and dairy for a full 30 days. So... Read More

Renting Out Your Home? 9 Expenses You Can Write Off

Personal Finance

Renting Out Your Home? 9 Expenses You Can Write Off

Renting Out Your Home? 9 Expenses You Can Write Off

Home sharing through sites like Airbnb, VRBO and HomeAway are becoming more and more popular. My family jumped on the Airbnb hosting train recently, and we made a tidy little side income in January renting out our spare room. I won’t have to pay taxes on that income until next tax season, but I’m already... Read More

5 Ever-So-Simple Strategies for Paying Off Debt in 2017

Managing Debt

5 Ever-So-Simple Strategies for Paying Off Debt in 2017

5 Ever-So-Simple Strategies for Paying Off Debt in 2017

Want to pay off your debt and save more money in 2017? You’re not alone! According to one survey of Google search data, searches for “Spend Less/Save More” were up 17.47% from 2016. Want to achieve your get-out-of-debt goal? If so, we recommend trying one of the five strategies here. 1. The Debt Snowball This... Read More

This Trick Will Help You Finally Pay Off Your Credit Card Debt

Credit Cards

This Trick Will Help You Finally Pay Off Your Credit Card Debt

This Trick Will Help You Finally Pay Off Your Credit Card Debt

In 2017, one-in-four Americans say they’re thinking about money more than just about anything else. Does that sound like you? One of the best ways to clear some of your head space may be to pay down credit card debt. Less debt means fewer minimum payments, which means an easier time managing your day-to-day cash... Read More

Should You Refinance Your Home in 2017?

Mortgages

Should You Refinance Your Home in 2017?

Should You Refinance Your Home in 2017?

Deciding whether or not to refinance your mortgage is complicated in the best of times. But with the unknown looming in 2017, the question is even messier than usual. Many experts and economists are predicting rising interest rates this year. Kiplinger, for instance, predicts that the average 30-year fixed-rate mortgage will rise to 4.6% this... Read More

3 Things to Do When Your Credit Card Balances Get Out of Control

Managing Debt

3 Things to Do When Your Credit Card Balances Get Out of Control

3 Things to Do When Your Credit Card Balances Get Out of Control

One of the key numbers in your financial life is your debt-to-credit ratio. It has a huge impact on your credit score, and on your budget. Basically, your debt-to-credit ratio is how much debt you carry versus how much credit you have available collectively and on individual revolving accounts, like a credit card. Like other... Read More

6 Ways Student Loans Could Impact Your Credit Score

Students

6 Ways Student Loans Could Impact Your Credit Score

6 Ways Student Loans Could Impact Your Credit Score

When most 18-year-old college freshmen sign on the dotted line to take out federal student loans, they’re not thinking about credit scores. They’re thinking about class schedules, life goals and avoiding the infamous “freshman fifteen.” But the truth is that student loans can (and do) impact your credit scores from the very moment you take them... Read More

‘Same As Cash’ Offers: What’s the Catch?

Personal Loans

‘Same As Cash’ Offers: What’s the Catch?

‘Same As Cash’ Offers: What’s the Catch?

Perhaps you’ve heard it before: six months same as cash. The offer pops up frequently at furniture stores, appliance stores and with contractors offering a deal to fix your furnace. These kinds of deals can sound tempting, but they can be troublesome if you’re not careful. How do they work? Are they ever a good... Read More

Show Me More by Abby Hayes

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