10 Ways to Get a Loan With Bad Credit

Credit 101

10 Ways to Get a Loan With Bad Credit

10 Ways to Get a Loan With Bad Credit

If you’re among the nearly one-third of Americans dealing with bad credit, then you may have simply accepted that you aren’t going to be able to qualify for various types of loans. But while it is increasingly difficult to qualify for loans the lower your credit score dips, it’s not altogether impossible. Even for those... Read More

7 Most Expensive Colleges in the U.S. in 2018

Student Loans

7 Most Expensive Colleges in the U.S. in 2018

7 Most Expensive Colleges in the U.S. in 2018

If you went to a private four-year college 30 years ago, you would’ve paid $15,160 per year, according to the College Board. Today, your tuition fee would be more than twice that amount at $34,740. That number might seem high, but it actually pales in comparison to what some universities are charging. According to The... Read More

15 Ways to Benefit from Rising Interest Rates

Personal Finance

15 Ways to Benefit from Rising Interest Rates

15 Ways to Benefit from Rising Interest Rates

You’ve heard the saying, “what goes up, must come down.” This is true of interest rates, which means that interest rates must also go back up now that they’ve dropped down. We’re just coming out of a period of historically low interest rates, and the economy is strong. When that happens, the Federal Reserve usually... Read More

Tax Code Impact on Paychecks in February

Personal Finance

Tax Code Impact on Paychecks in February

Tax Code Impact on Paychecks in February

Employers and payroll services across the nation are expected to begin implementing the new tax code in February. Yet there remains a great deal of confusion regarding the looming changes and how they will impact take-home pay for individuals across the country. Making matters worse, the Internal Revenue Service has issued only a minimal amount... Read More

What is VantageScore and How Will it Change the Housing Market?

Mortgages

What is VantageScore and How Will it Change the Housing Market?

What is VantageScore and How Will it Change the Housing Market?

Did you know you have multiple credit scores, and that for all the work you have done to build your FICO score there are actually many other factors that can affect loan approval? FICO — the Fair Isaac Corporation, which calculates consumer’s credit — has essentially operated unopposed for decades. FICO scores have become synonyms... Read More

15 Tips to Protect Your Credit While Traveling

Credit 101

15 Tips to Protect Your Credit While Traveling

15 Tips to Protect Your Credit While Traveling

Ahh, vacation. You wait all year, or maybe several years, to take a hard-earned trip. Once you do, you want to be able to relax. No matter where, or why, your travels take you away from home, the last thing you should have to worry about is your credit being compromised while you’re gone. But... Read More

Valentine’s Day Gifts Under $50

Personal Finance

Valentine’s Day Gifts Under $50

Valentine’s Day Gifts Under $50

We’re talking about love so you want to go all out, but the new spending diet you’ve instituted won’t allow for that. According to a recent study by deal site, TopCashback.com, 60 percent of men have a spending target of under $100 where 41 percent of women hope to spend less than $50. The good... Read More

How to Fix Your Credit After Identity Theft

Identity Theft

How to Fix Your Credit After Identity Theft

How to Fix Your Credit After Identity Theft

Identity theft and credit card fraud are on the rise. Advisory firm Javelin Strategy & Research reported a 16 percent increase in the “identity fraud incidence rate” in 2016, the highest since the firm started tracking in 2003. The result? A massive $16 billion of losses during a single year. Although the majority of these... Read More

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