How to Upgrade Your Secured Credit Card

Credit Cards

How to Upgrade Your Secured Credit Card

How to Upgrade Your Secured Credit Card

When people are struggling to rebuild their credit, a secured card can offer them the opportunity to qualify for a credit card and establish a positive credit history. Unfortunately, secured cards also have several drawbacks compared with standard credit cards. For example, secured cards always require a refundable deposit that is held by the card issuer,… Read More

The States With the Most Car Repossessions

Auto Loans

The States With the Most Car Repossessions

The States With the Most Car Repossessions

In many states, once you miss a payment on an auto loan, your creditor can repossess the vehicle at any time. Your loan agreement will state what constitutes default, but in general, you are risking repossession once your payment is more than 30 days past due, which is a chance you don’t want to take,… Read More

Is Studying Abroad Worth It?

Students

Is Studying Abroad Worth It?

Is Studying Abroad Worth It?

Meaningful experiences shape our views of the world and diversify the way we think. Whether studying at a community college or attending an out-of-state university, the college years are a time to explore, experience different things and meet new people. The world we live in is changing and it is vital that today’s students are… Read More

My Cat Killed My Credit

Personal Finance

My Cat Killed My Credit

My Cat Killed My Credit

Cats are generally low-maintenance: feed them, pet them (when they want you to!), and clean their litter boxes, and they are often happy. But like any pet, they can get sick or suffer accidents that can quickly result in large medical bills that could put your credit in jeopardy. Here are three stories of owners… Read More

Are Americans Ready for Retirement?

Personal Finance

Are Americans Ready for Retirement?

Are Americans Ready for Retirement?

A global report shows that people are more prepared for retirement this year than they were in 2013 and 2012, but that relative improvement doesn’t mean much when you look at the details. A survey of 16,000 employees in 15 countries puts average retirement preparedness at 5.8 on a 10-point scale — anything below 6… Read More

96% of Companies Have Experienced a Security Breach

Identity Theft

96% of Companies Have Experienced a Security Breach

96% of Companies Have Experienced a Security Breach

Nearly every single organization in a study that looked at U.S. and European companies across several industries experienced at least one security breach, with many reporting more than one, according to IT security firm ForeScout’s State of IT Cyberdefense Maturity Report. More than 96% of respondents experienced a security incident while 39% experienced between two and five, and about 16% experienced more… Read More

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