The Thing That Can Add $5K of Value to Your House

Mortgages

The Thing That Can Add $5K of Value to Your House

The Thing That Can Add $5K of Value to Your House

Becoming a homeowner is still the American Dream for many people. You apply for a 15- or 30-year mortgage and add as many home upgrades and improvements as possible. In addition to hoping it’s a seller’s market when you put the ‘for sale’ in your lawn, those home improvements determine how much profit you stand to... Read More

18 Retailers That Offer Free In-Store Pickup For Online Orders

Personal Finance

18 Retailers That Offer Free In-Store Pickup For Online Orders

18 Retailers That Offer Free In-Store Pickup For Online Orders

As online competition has heated up, more retailers have started offering free store pickup for online orders. This gives customers another way to avoid shipping costs. Many national retail chains that sell products both online and in brick-and-mortar stores — from big-box stores to home-improvement stores to a dollar store — now offer the option of free store pickup.... Read More

The New FICO Score: What It Means for You

Credit Score

The New FICO Score: What It Means for You

The New FICO Score: What It Means for You

If you’ve always maintained a strong payment history with your cellphone and cable bills and want a little credit for it, you may be in luck. Credit-scoring giant FICO just announced a new scoring model designed to give credit scores based on people’s payment history with their phone, utilities and other bills. LexisNexis Risk Solutions and Equifax introduced the FICO Score XD... Read More

6 Car-Buying Hacks Dealers Hope You Don’t Know

Auto Loans

6 Car-Buying Hacks Dealers Hope You Don’t Know

6 Car-Buying Hacks Dealers Hope You Don’t Know

Buying a car is one of the most stressful financial decisions you can make. Not only are cars expensive, you also usually make this decision only once every few years, and you are facing off with someone who deals with car sales every single day. It’s no wonder so many people hate the idea of... Read More

6 Ways to Save on Your Cable Bill

Personal Finance

6 Ways to Save on Your Cable Bill

6 Ways to Save on Your Cable Bill

It’s a great time to be a pay TV (aka cable) consumer. Really. After decades of helplessly paying skyrocketing TV bills (helpless because many consumers were stuck within monopoly situations) the worm is finally turning. New entrants like Verizon’s FiOS and SlingTV have created genuine competition, while the “cord cutting” phenomenon has helped many consumers... Read More

Where to Buy a Home If You Don’t Have a Big Down Payment

Mortgages

Where to Buy a Home If You Don’t Have a Big Down Payment

Where to Buy a Home If You Don’t Have a Big Down Payment

If you’ve been saving to make a down payment on a home, you may not have to put money aside for as long as you’d thought, thanks to the average required down payment being much lower in some markets. And, according to recent research, the average required initial mortgage payment is only getting lower for hopeful homeowners. For... Read More

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