[DISCLOSURE: Cards from our partners are mentioned below.]
Wine is a drink for all occasions, perfect for relaxing at home or hitting the town with friends and family. And while a great vintage is good on its own, some credit cards can sweeten the deal by rewarding your wine purchases.
Here are five credit cards for wine lovers.
Rewards: Two points per dollar spent on travel and dining; one point per dollar spent on other purchases.
Sign-Up Bonus:50,000 bonus points if you spend $4,000 in the first three months.
Annual Fee:$0 the first year, then $95.
Annual Percentage Rate (APR): 17.74% - 24.74% Variable.
Why We Picked It:If you like getting wine with dinner, this card can earn you travel rewards.
For Wine:With two points on the dollar for dining purchases, you’ll rack up rewards every time you order wine at restaurants. Points can be redeemed for many things, but the best value is reserved for travel redemptions.
Drawbacks:After the first year, there’s a $95 annual fee.
Rewards: 3% cash back on dining purchases and entertainment; 2% cash back on groceries; 1% cash back on other purchases.
Sign-Up Bonus:$150 bonus cash if you spend $500 in the first three months.
APR:0% APR for 15 months on purchases and balance transfers, then 14.74% - 24.74% (Variable) APR.
Why We Picked It:This card rewards wine purchases at multiple merchant types.
For Wine:With special cash back rates at restaurants and grocery stores, you get rewarded whether you’re ordering a glass with dinner or picking up a bottle at the supermarket.
Drawbacks: If you don’t dine out much, this card isn’t for you.
Rewards: 4% cash back on up to $7,000 in eligible gas purchases per year; 3% cash back at restaurants and on eligible travel purchases; 2% cash back at Costco and Costco.com; 1% cash back on other purchases.
Sign-Up Bonus: None
Annual Fee: $0 with a paid Costco membership.
APR: 16.99%* (Variable)
Why We Picked It: You can save big on wine at Costco.
For Wine:You can get great deals on a wide selection of wines at Costco—and beyond the initial savings, you’ll earn 2% cash back on your Costco purchases, putting even more money back in your wallet. Plus, you get 3% cash back at restaurants.
Drawbacks: If you aren’t a Costco member, you can’t get this card.
Rewards: 3% cash back on up to $6,000 in annual US supermarket purchases; 2% cash back at US gas stations and select department stores; 1% cash back on other purchases.
Welcome Offer:$150 statement credit if you spend $1,000 in the first three months.
APR:0% for 15 months on purchases, then 14.74%-25.74% Variable APR.
Why We Picked It: If you get your wine at the supermarket, this card offers great value.
For Wine: This card earns 3% cash back at supermarkets, which is perfect if you like to pick up a bottle or two with your groceries.
Drawbacks: If you don’t spend a lot at supermarkets, keep looking.
Rewards: Three points per dollar spent on travel; two points per dollar spent on dining and entertainment; one point per dollar spent on other purchases.
Sign-Up Bonus: None.
Annual Fee: $0 the first year, then $95.
APR:16.24% - 25.24%* (Variable).
Why We Picked It: Your bar and restaurant wine orders earn double points.
For Wine: Dining and entertainment purchases earn two points on the dollar, helping you collect rewards as you order wine at bars and restaurants. Points can be redeemed for gift cards, travel, and more.
Drawbacks: There is no sign-up bonus.
How to Pick a Card for Wine
The best card for wine depends on where you tend to buy it. If you order wine at bars and restaurants, a card with dining and entertainment rewards is probably your best bet. If you pick up wine at supermarkets or wholesale clubs, look for a card that rewards those purchases.
Rewards tend to come in three types: points, miles, or cash back. Make sure to pick a card that offers rewards you’ll actually use.
Many credit card companies offer access to exclusive events and ticket packages. Check out any events offered by credit cards you’re considering; there might just be an upcoming wine festival or vineyard tour that’s right up your alley.
What Credit Is Required to Get a Card for Wine?
The best travel and cash back credit cards usually require good to excellent credit. But even if your credit isn’t stellar, there might be an option for you. If you aren’t sure where your credit stands, you should check before you apply. You can check your credit score free at Credit.com.
At publishing time, the Chase Sapphire Preferred Card, the Capital One SavorOne Cash Rewards Credit Card, the Costco Anywhere Visa Card by Citi, and the Blue Cash Everyday Card from American Express are offered through Credit.com product pages, and Credit.com is compensated if our users apply for and ultimately sign up for any of these cards. However, this relationship does not result in any preferential editorial treatment. This content is not provided by the card issuer(s). Any opinions expressed are those of Credit.com alone, and have not been reviewed, approved, or otherwise endorsed by the issuer(s).
Note: It’s important to remember that interest rates, fees, and terms for credit cards, loans, and other financial products frequently change. As a result, rates, fees, and terms for credit cards, loans, and other financial products cited in these articles may have changed since the date of publication. Please be sure to verify current rates, fees, and terms with credit card issuers, banks, or other financial institutions directly.