[Disclosure: Cards from our partners are mentioned below.]
When you are searching for a new credit card, you tend to be drawn into the information the credit card companies want you to see. They highlight the signup bonus, the ability to earn rewards on purchases, and the annual fees. But your card might have other benefits that you didn’t even know about. (Wondering what all the hype is about regarding credit cards with lavish perks but that come paired with high annual fees? We break it down here.)
MasterCard is one of the largest payment processors of credit cards in the world. If your card happens to be a MasterCard, then you likely have one of three different types: A standard card, a World card, or a World Elite card. Let’s take a deeper look into all the different benefits that you will receive if you have a World Elite MasterCard. (Considering adding plastic to your wallet? Keep in mind that getting a credit card with amazing perks, typically requires you have excellent credit. If you don’t know where your credit stands, you should find out before you apply, which you can do for free right here on Credit.com.)
The idea that life experiences offer priceless amounts of value is something that MasterCard stresses within their marketing campaigns, and that idea extends to their Priceless Cities benefit. As a MasterCard World Elite cardholder, you will have access to packages that include everything great that cities may have to offer. A couple of the current packages available are a trip for two to New York City to watch the fireworks on the 4th of July at One World Observatory or a chance to see Charlie and the Chocolate Factory on Broadway and then meet the cast.
Luxury Travel Benefits
Your MasterCard World Elite card will also allow you to travel in style with their luxury travel benefits. If you need to book a hotel, you can use the Luxury Hotels and Resorts portfolio to find a room. You will receive a bunch of different credit card perks, including complimentary breakfast, and potential room upgrades. Speaking of upgrades, your card might also get you upgraded to business class on your next flight. Luxury Travel benefits will also give you elite status at many different car rental companies and an onboard credit with Royal Caribbean cruises.
Another perk of being a MasterCard World Elite cardholder is that you will have a personal concierge available 24/7. Maybe you need help booking a dinner reservation or you need to find the perfect gift for your spouse. No matter what it is, this card means you have someone who can help at all times.
MasterCard Airport Concierge
If you want to get through the airport a little quicker, then you can call on your MasterCard airport concierge. With this service, you’ll be met at the curb and escorted to the gate when you get to the airport and picked up at the aircraft gate upon arrival and escorted to your connecting flight or curbside. This takes out a lot of the hassles and stresses of getting around airports you’re unfamiliar with. (If you’re a frequent traveler, you may want to check out these credit cards that are ideal for each of the major airports in America.)
Trip Cancellation Insurance
Whether it’s a tropical storm or a major winter storm along the Eastern Seaboard, the weather can cancel flights affecting travelers all over the country. That means if you have non-refundable travel plans, you could end up scrambling. Luckily, as a MasterCard World Elite cardholder, you will have trip cancellation insurance. This will help by reimbursing you for any nonrefundable fees that you might have when your flight is cancelled or delayed because of a covered reason.
Your card might already come with the price protection benefits, but if not it’s included with all MasterCard World Elite cards. If you purchase an item and the price drops within the first 120 days of purchase, MasterCard could refund you the difference.
Some stores and products don’t exactly have warranties that last long enough. With your MasterCard World Elite card, the time frame will be doubled on any warranty of 24 months or less.
MasterCard put together a bunch of different golf packages for the avid golfer. You could have the opportunity to play one of many Tournament Players Club (TPC) courses across the country. For example, you could book a package through MasterCard for the TPC Scottsdale. This package includes four nights at the Fairmont Scottsdale Princess, three rounds of golf, complimentary breakfast each morning, a one-hour golf lesson, complimentary rental clubs and practice balls, plus a commemorative bag tag. Plus, because you have a World Elite MasterCard, you will also receive a complimentary two-day Avis car rental.
Note: It’s important to remember that interest rates, fees and terms for credit cards, loans and other financial products frequently change. As a result, rates, fees and terms for credit cards, loans and other financial products cited in these articles may have changed since the date of publication. Please be sure to verify current rates, fees and terms with credit card issuers, banks or other financial institutions directly.