Home > Identity Theft > The Vice President Got Phished — Are You Next?

Comments 0 Comments

America got mail this weekend, about 30 emails, according to reports. They were written as recently as last year by then-Governor Mike Pence and sent from his personal AOL account. While this is a political story, it is not about politics. It’s about a nationwide problem.

The emails, released to the Indianapolis Star in response to a public records request, include state business. The revelation is that Pence used his private email account to conduct business — an account we now know categorically was not secure from the prying eyes of hackers since, per various reports, it sent out emails saying Pence had been robbed overseas and was in need of money to get back home, a classic email scam you’ve no doubt heard of.

Pence’s Email Problems

The emails released by the Indy Star were addressed to Pence’s chief of staff and also his homeland security officer. As such, they open a window into Pence’s tenure as governor where there shouldn’t be one. Emails discussed political issues — like the resettlement of Syrian refugees — and other sensitive matters.

The news immediately resulted in public parades of schadenfreude on the left. After all, former Secretary of State Hillary Clinton arguably lost the election because of the same issue. But while there is plenty to make fun of here, there really is very little in the way of relevance between the two email stories.

While there have been more detailed tales of the tape between the two stories, you only need to know that former Secretary of State Clinton did something, that while legal, was strongly discouraged by her employer, the State Department, and what Pence did was under no such strictures — a sentiment Pence and his press secretary echoed in statements to the press. (Pence could not be reached for comment by Credit.com.)

What Pence & Clinton Have in Common With You

This latest email snafu is about control, but not over the flow of information, secrets or privileged access to information. It’s actually about an alarming lack of control. That lack of control has to be laid at the feet of information security experts who are tasked with keeping us safe.

We can do amazing things in the realm of coding, but somehow a fix to the phishing pandemic continues to elude us. The main reason for this is at least understandable: It’s a crime that preys on human nature — something that can’t be (reliably) coded.

Vice President Pence did what millions of us do every day. He clicked on a link in a phishing email, the victim of garden-variety social engineering. In doing so, he did us a favor, though it’s doubtful he will get much credit for it. He highlighted an area where our nation needs to do way more. Phishing is a national epidemic, and we all need to worry about it. If leaders of the free world can fall for this scam, so can you.

What’s Phishing — & How Can I Avoid it?

Phishing emails spoof legitimate companies or contacts in an attempt to get the recipient to click on a fraudster’s link. As I wrote about in my book, Swiped, you can probably spot a phishing email in your sleep, and you would no sooner click on a link in an email about suspicious activity on your bank account than you would leave your wallet in a crosswalk in Times Square.

However, best practices often fly out the window when it comes to salacious material about our favorite celebrities. Think about it this way: As you wander in the darker alleys and backstreets of the internet, where the risks should outweigh all other considerations, are you willing to forego sensible web behavior when the likely outcome will be catastrophic?

The main threat is malware. You can expect it to wind up on your computer if you decide to search the less safe parts of the internet for material that was never meant for your eyes anyway.

It may be something simple, like code that turns your computer into a spam distribution center, or a more serious app that will record your keystrokes (including when you log in to your bank, email, social networking, brokerage accounts, or the gubernatorial back office). There’s no way to know what you’re getting yourself into. The best course of action is to use your imagination — or possibly even your sense of what should be off-limits. Malware leads to identity theft and worse.

If you tend to chase breaking news stories and like to download the ephemera related to them (eyewitness photographs, blog posts), you may want to do a malware scan of your computer.

As a matter of fact, this kind of scanning should be a part of your habit of monitoring your various points of contact with the outside world — your attackable surface — regularly for signs of intrusion. (You can also monitor two of your free credit scores for foul play every two weeks on Credit.com.)

The lack of cybersecurity acumen manifested in the phishing of a governor should serve as a cautionary tale for everyone. Unless you are never off your guard, it’s highly likely that you will get scammed. The solution to the phishing pandemic is nowhere in sight. Be careful because the light at the end of the tunnel could well be the headlight of a bullet train.

This story is an Op/Ed contribution to Credit.com and does not necessarily represent the views of the company or its partners.

Image: EOSdude

Comments on articles and responses to those comments are not provided or commissioned by a bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by a bank advertiser. It is not a bank advertiser's responsibility to ensure all posts and/or questions are answered.

Please note that our comments are moderated, so it may take a little time before you see them on the page. Thanks for your patience.

Certain credit cards and other financial products mentioned in this and other articles on Credit.com News & Advice may also be offered through Credit.com product pages, and Credit.com will be compensated if our users apply for and ultimately sign up for any of these cards or products. However, this relationship does not result in any preferential editorial treatment.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.

Our Owners

Credit.com is owned by Progrexion Holdings Inc. which is the owner and administrator of a number of business related to credit and credit repair, including CreditRepair.com, and eFolks. In addition, Progrexion also provides services to Lexington Law Firm as a third party provider. Despite being owned by Progrexion, it is not the role of the Credit.com editorial team to advocate the use of the company’s other services. In articles, reporters may mention credit repair as an option, for example, but we’ll also be sure to note the various alternatives to that service. Furthermore, you may see ads for credit repair services on Credit.com, but the editorial team isn’t responsible for the creation or implementation of those ads, anymore than reporters for the New York Times or Washington Post are responsible for the ads on their sites.

Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team