[Update: Some offers mentioned below have expired. You can view the current offers from our partners here — Discover it, American Express Platinum, PenFed Promise Visa and Capital One Journey Student Rewards. Disclosure: Cards from our partners are mentioned below.]
There was once a time where Hollywood produced a movie about a super hero every year or two, but now there seems to be one or two super hero movies in theaters at any given time. And, since there are hundreds of credit cards offered for people of nearly every hobby, interest, and profession, there has to be a card out there that is ideal for every super hero, too.
With that in mind, here are five super heroes and the credit cards that they would likely carry in their wallets.
What credit card would someone want if they could fly anywhere in the world for free? How about one that offers competitive rewards and benefits at hotels, like the Hyatt Credit Card from Chase. New cardholders receive two free nights at any Hyatt hotel after spending $1,000 within three months of opening an account. This card also offers instant upgrades to Hyatt Gold Passport Platinum membership, which means that the Man of Steel will receive priority service, complimentary in-room Internet access and late checkouts. There is a $75 annual fee for this card and no foreign transaction fees.
2. The Incredible Hulk
Have you ever wondered what happens to Dr. Bruce Banner’s wallet every time he turns into The Hulk and his clothing is ripped to shreds? It probably falls out and is left in the ruins of the subsequent destruction caused by the Hulk. It’s got to be incredibly frustrating for Dr. Banner to have to report his credit card lost every time he transforms, only to find it later amid the rubble. He would likely find the Discover it Card’s (see full review here) unique Freeze it feature helpful. It allows cardholders to temporarily suspend a card that has been lost or misplaced. If the card is later found, it can be reactivated just as easily. There is no annual fee for this card.
We can be sure that gazillionaire Bruce Wayne is wealthy enough to be invited to apply for the super-exclusive American Express Centurion Card, which is like a super-duper version of American Express’s Platinum Card (see full review here). Bruce Wayne and his alter ego will enjoy all sorts of purchase protection policies as he is constantly buying, and destroying so many new gadgets. Mr. Wayne will also receive elite status in several airline, hotel, and rental car programs because it’s really hard to imagine him flying in coach. Finally, this card is black and is made out of anodized titanium, which coordinates perfectly with his Batman suit.
4. Captain America
As a super soldier and a U.S. Army veteran, Captain America would likely be interested in the PenFed Promise Visa Card offered by the Pentagon Federal Credit Union. Just as Captain America, AKA Steven Rogers, has one-of-a-kind superpowers, the PenFed Promise is a unique and powerful credit card. It’s got no fees, so he can fight injustice without worrying about being charged for foreign transactions, cash advances, balance transfers and even late payments.
Peter Parker’s age is a bit tough to pin down. Although he was bitten by a spider at age 15, he was said to 17 when the character of Spiderman was first introduced. At age 18, however, he might be able to apply for the Journey Student Rewards card from Capital One (see full review here) based on his part-time job as a freelance photographer. (Remember, the CARD Act prohibits banks from issuing credit cards to anyone under 21 unless they have proof of income or a willing co-signer.) This card offers 1% cash back on all purchases, and a 25% rewards bonus when cardholders make on-time payments. So, students like Spiderman/Parker would be wise to demonstrate great responsibility when granted the great power of their own credit card.
Remember, always read the terms and conditions carefully as you comparison-shop for credit cards. And, if you do find a credit card that’s super-charged to fit your needs, it’s a good idea to check your credit before applying. Credit card applications generate hard inquiries on your credit report, which could ding your score, so you may want to see if it can handle a hit. You can pull your free annual credit reports at AnnualCreditReport.com and see your credit scores for free each month on Credit.com.
At publishing time, the Discover it, American Express Platinum, PenFed Promise Visa and Capital One Journey Student Rewards credit cards are offered through Credit.com product pages, and Credit.com is compensated if our users apply and ultimately sign up for these cards. However, this relationship does not result in any preferential editorial treatment.
Note: It’s important to remember that interest rates, fees and terms for credit cards, loans and other financial products frequently change. As a result, rates, fees and terms for credit cards, loans and other financial products cited in these articles may have changed since the date of publication. Please be sure to verify current rates, fees and terms with credit card issuers, banks or other financial institutions directly.