Home > Credit Cards > 6 Credit Cards for World Travelers

Comments 0 Comments

How worn is your passport? If it’s starting to look a little dog-eared, then you are probably a seasoned world traveler. Next to your passport, some of the most important things you carry abroad are your credit cards. The right card can help make your travels smoother and more enjoyable by offering you perks with airlines and hotels, along with travel assistance and insurance when things go wrong. In addition, the best cards to take outside of the United States should have no foreign transaction fees. And while some of these cards for world travelers can have pricey annual fees, not all of them do.

So here are six cards that have all the features and benefits to appeal to true international jet setters:

1. Bank of America Travel Rewards. Just because you travel around the world, it doesn’t mean that you are willing to spend money on annual fees. Here is one of the rare travel rewards cards that has no annual fees and is equipped with an EMV smart chip to ensure compatibility with the next generation of credit card terminals already in use around the world. In addition, cardholders earn 1.5 points per dollar spent on purchases, and points are worth about a penny each when redeemed to pay for flights, hotels, vacation packages, cruises, rental cars or baggage fees. In addition, customers who have a Bank of America checking or savings account earn a 10% points bonus.

2. American Express PlatinumThis premium rewards card is specifically targeted at international travelers. Cardholders receive a membership to the Delta Airlines SkyClub lounges, as well as the Priority Pass Select airport lounge network. Customers also receive a $200 annual airline fee credit, and a one-time credit of $100 toward the application fee for the Global Entry program, operated by U.S. Customs and Border Patrol. Cardholders also earn Membership Rewards points which can be transferred to the frequent flier programs of airlines around the world. Finally, this card comes loaded with a travel insurance policy and a concierge service that can help you out in almost any situation. There is a $450 annual fee for his card. 

3. Barclaycard Arrival PlusThis card offers double miles on all purchases and each mile is worth 1 cent as statement credit toward travel expenses such as airfare, car rentals, hotels and cruises. In addition, cardholders receive a 10% rebate on miles redeemed. This card has no foreign transaction fees, and it features an EMV smart chip with true chip-and-PIN compatibility, while most other chip-equipped cards issued in the United States only support chip-and-signature transactions. There is an $89 annual fee for this card that is waived the first year.

4. Chase Sapphire PreferredThis card offers double points on all travel and dining expenses, which can really add up for the typical world traveler. Points are earned in Chase’s Ultimate Rewards program, which offers transfers of points to airline and hotel programs. Chase also offers robust travel insurance and travel assistance policies. There is a $95 annual fee for this card that is waived the first year.

5. Citi PrestigeCardholders now earn triple points on airfare and hotels, and double points on dining and entertainment charges. Points are earned in Citi’s ThankYou Rewards program which can be redeemed for 1.6 cents each toward flights with American or US Airways, and 1.33 cents toward flights with any other carrier. In addition, points can be transferred to miles with several different airline programs. Finally, cardholders receive a $250 annual air travel credit and a $100 credit toward the application fee for the Global Entry program. There is a $450 annual fee for his card, and no foreign transaction fees.

6. Capital One QuicksilverCapital One has long been a favorite of world travelers. Its Quicksilver card offers 1.5% cash back on all purchases, with no annual fee. And recently Capital One announced a 20% statement credit every time cardholders use Uber and charge it to the card, which is fast becoming the transportation option of choice at cities around the world. New Uber accountholders also have the opportunity to have their first two rides free (up to $30 per ride).

When you’re looking for a credit card, consider what your needs are and whether the card you choose to apply for will be a good match. Also, it’s a good idea to check your credit score before you apply to make sure you meet the credit issuer’s credit score requirement so that you apply for a card you’re more likely to get approved for. You can see two of your credit scores for free on Credit.com, and they’re updated every month.

Note: It’s important to remember that interest rates, fees and terms for credit cards, loans and other financial products frequently change. As a result, rates, fees and terms for credit cards, loans and other financial products cited in these articles may have changed since the date of publication. Please be sure to verify current rates, fees and terms with credit card issuers, banks or other financial institutions directly.

At publishing time, the American Express PlatinumBarclaycard Arrival PlusChase Sapphire Preferred, Citi Prestige and Capital One Quicksilver cards are offered through Credit.com product pages, and Credit.com will be compensated if our users apply for and ultimately sign up for any of these cards. However, this relationship does not result in any preferential editorial treatment.

More on Credit Cards:

Image: Creatas

Comments on articles and responses to those comments are not provided or commissioned by a bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by a bank advertiser. It is not a bank advertiser's responsibility to ensure all posts and/or questions are answered.

Please note that our comments are moderated, so it may take a little time before you see them on the page. Thanks for your patience.

Certain credit cards and other financial products mentioned in this and other articles on Credit.com News & Advice may also be offered through Credit.com product pages, and Credit.com will be compensated if our users apply for and ultimately sign up for any of these cards or products. However, this relationship does not result in any preferential editorial treatment.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.

Our Owners

Credit.com is owned by Progrexion Holdings Inc. which is the owner and administrator of a number of business related to credit and credit repair, including CreditRepair.com, and eFolks. In addition, Progrexion also provides services to Lexington Law Firm as a third party provider. Despite being owned by Progrexion, it is not the role of the Credit.com editorial team to advocate the use of the company’s other services. In articles, reporters may mention credit repair as an option, for example, but we’ll also be sure to note the various alternatives to that service. Furthermore, you may see ads for credit repair services on Credit.com, but the editorial team isn’t responsible for the creation or implementation of those ads, anymore than reporters for the New York Times or Washington Post are responsible for the ads on their sites.

Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team