Home > Credit Cards > 5 Business Credit Cards With Big Sign-Up Bonuses

Comments 0 Comments

Running a business is not easy. Business owners take risks with their capital, and only the best will realize profits over the long run.

One thing all businesses have in common are expenses, and entrepreneurs often rely on business credit cards as their primary method of payment. Fortunately, many of the top business credit card issuers can offer valuable sign-up bonuses to help get your business get started, and to defray some of your travel expenses.

Before you apply for any credit card, it’s important to make sure your credit is in shape so you can earn the best interest rate available. You can check your credit scores for free on Credit.com to see where you stand.

Here are five of the top business credit cards that offer rewards to new applicants.

1. U.S. Bank FlexPerks Business Edge Travel Rewards Card

New cardholders earn 20,000 bonus FlexPoints after spending $3,500 in purchases in the first few months after account opening. These points are redeemable for an airline ticket worth up to $400, with no blackout dates or redemption fees. In addition, cardholders receive a $25 airline allowance for each award ticket, good toward luggage fees, in-flight purchases and other airline fees.

Cardholders also earn double points on the one eligible category they spend the most on, such as gas, office supplies, or airline tickets, as well as most mobile phone service charges. Triple points are earned on charitable donations, and one point is earned per dollar spent on all other categories. There is no annual fee the first year and a $55 fee after that, plus $10 for additional employee cards.

2. Chase Ink Plus

New cardholders earn 50,000 Ultimate Rewards points after spending $5,000 with their card within three months of account opening. These points are worth $500 in cash back, or $625 toward travel reservations made through Chase’s website. In addition, points can be transferred to several different airline and hotel partners, plus Amtrak Guest Rewards.

Cardholders earn 5x points on their first $50,000 spent in combined purchases at office supply stores and on mobile phone, landline, internet and cable TV services each account anniversary year. Double points are also earned on the first $50,000 spent on purchases at gas stations and hotels, and one point per dollar is earned on all other purchases. There is no annual fee for this card the first year, and a $95 annual fee after that.

3. The Enhanced Business Gold Rewards Card From American Express

This card is offering new applicants 25,000 Membership Rewards points after they spend $5,000 in purchases within the first three months of card membership. These points are worth one cent each toward a variety of gift cards, merchandise and travel reservations, or can be transferred to several different airline and travel programs.

Cardholders earn 3x points in one category of their choice including airfare, media, gas, shipping and computer supplies, and double points from the other categories. One point per dollar is earned on all other purchases. Benefits include numerous travel insurance and purchase protection policies. There is no annual fee for the first year, then $175 after that, plus an additional $50 for each authorized employee cardholder.

4. Spark Cash From Capital One

This card is offering a $250 bonus to new applicants who spend $5,000 within the first three months after account opening and an additional $50 when they request one or more employee cards in the first 60 days. This card offers 2% cash back on all purchases. There is a $59 annual fee that is waived the first year, and no additional fee for employee cards.

5. Citibusiness/AAdvantage Platinum Select World Mastercard

This card offers 50,000 miles to new applicants who use it to make at least $3,000 in purchases within the first three months of account opening. This is enough for two round-trip domestic award tickets in economy class, or one in first, plus taxes.

Double miles are earned on purchases from American and US Airways, and one mile per dollar is earned from all other purchases. Cardholders also receive group one priority boarding, a 25% savings on eligible in-flight food and beverage purchases, and their first bag checked free for themselves and up to four traveling companions. There is a $95 annual fee for this card that is waived the first year, and no additional fee for employee cards.

Note: It’s important to remember that interest rates, fees and terms for credit cards, loans and other financial products frequently change. As a result, rates, fees and terms for credit cards, loans and other financial products cited in these articles may have changed since the date of publication. Please be sure to verify current rates, fees and terms with credit card issuers, banks or other financial institutions directly.

At publishing time, the U.S. Bank FlexPerks Business Edge Travel RewardsChase Ink PlusEnhanced Business Gold Rewards card from American ExpressSpark Cash From Capital One and Citibusiness/AAdvantage Platinum Select World Mastercard, are offered through Credit.com product pages, and Credit.com will be compensated if our users apply for and ultimately sign up for any of these cards. However, this relationship does not result in any preferential editorial treatment.

More on Credit Cards:

Image: iStock

Comments on articles and responses to those comments are not provided or commissioned by a bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by a bank advertiser. It is not a bank advertiser's responsibility to ensure all posts and/or questions are answered.

Please note that our comments are moderated, so it may take a little time before you see them on the page. Thanks for your patience.

Certain credit cards and other financial products mentioned in this and other articles on Credit.com News & Advice may also be offered through Credit.com product pages, and Credit.com will be compensated if our users apply for and ultimately sign up for any of these cards or products. However, this relationship does not result in any preferential editorial treatment.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.

Our Owners

Credit.com is owned by Progrexion Holdings Inc. which is the owner and administrator of a number of business related to credit and credit repair, including CreditRepair.com, and eFolks. In addition, Progrexion also provides services to Lexington Law Firm as a third party provider. Despite being owned by Progrexion, it is not the role of the Credit.com editorial team to advocate the use of the company’s other services. In articles, reporters may mention credit repair as an option, for example, but we’ll also be sure to note the various alternatives to that service. Furthermore, you may see ads for credit repair services on Credit.com, but the editorial team isn’t responsible for the creation or implementation of those ads, anymore than reporters for the New York Times or Washington Post are responsible for the ads on their sites.

Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team