Credit 101

How to Get Your Specialty Data Reports

Advertiser Disclosure Comments 0 Comments

We often talk about the Big Three credit reporting agencies — Equifax, Experian and Transunion. However, there are other specialty data reports about you that are created by data brokers.

Data broker reports are not subject to Fair Credit Reporting Act requirements, which means you aren’t entitled to a free peek at their data every year, like you are with free annual credit reports at the three major credit reporting agencies.

But numerous other reports are available to consumers, and you should check them once a year. Here’s how:

If you want more information about your credit history, the free Credit Report Card is a tool that can show you two of your credit scores for free, plus a breakdown of the major factors impacting your credit.

More on Credit Reports and Credit Scores:

Image: Digital Vision

Comments on articles and responses to those comments are not provided or commissioned by a bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by a bank advertiser. It is not a bank advertiser's responsibility to ensure all posts and/or questions are answered.

Please note that our comments are moderated, so it may take a little time before you see them on the page. Thanks for your patience.

Certain credit cards and other financial products mentioned in this and other articles on Credit.com News & Advice may also be offered through Credit.com product pages, and Credit.com will be compensated if our users apply for and ultimately sign up for any of these cards or products. However, this relationship does not result in any preferential editorial treatment.