Home > Credit Cards > A Credit Card That Could Get You to the Super Bowl

Comments 0 Comments

I recently watched the Denver Broncos host the Tennessee Titans on a cold night. Before the game, I was on the sidelines watching Broncos kicker Matt Prater warm up for his record-setting 64-yard field goal later that evening. I also had the opportunity to stand in the tunnel between locker room and the field as quarterback Peyton Manning and the rest of the team took to the field.

It was an experience that not many people get the opportunity to enjoy. But, if you have the NFL Extra Points card from Barclaycard, you can earn the field-level experience with 50,000 points. Cardholders earn one point per dollar spent on all purchases, or double points on purchases of NFL tickets or merchandise.

I’m constantly on the hunt for interesting credit card rewards experiences, and this card has a lot to offer for sports fans.

Cardholders receive exclusive access to experiences that vary from team to team. For example, Denver Broncos fans can carry the flag out onto the field for game day (35,000 points), receive a pre-game sideline pass (50,000 points), or play a round of golf with one of the players (100,000 points). Fans of the Indianapolis Colts can view cheerleader practices (15,000), attend the taping of  the Colts television show (15,000 points), or have the mascot attend one of their events (75,000 points).

These rewards require a decent amount of spending. For example, you would need to spend $15,000 on your NFL card in regular purchases to earn the points needed to attend a cheerleader practice. It’s important to make sure you’re not spending yourself into debt to attain rewards.

However, these are experiences that are not available for purchase to the general public; they can be earned only as rewards using the NFL Extra Points credit card.

Unique Rewards Off the Field

The NFL Extra Points card is not the only credit card offered by a sports league. In fact, there are many other credit cards that sports fans will love. And using your credit card rewards for unique experiences isn’t limited to the realm of sports.

Other reward programs that feature unique experiences include the Starwood Preferred Guest program offers Moments by SPG where members can use their points to bid on  exclusive experiences. Recent experiences include the chance to meet the cast from A Gentleman’s Guide To Love & Murder, a Broadway play in New York City, and taking a guitar lesson with American Idol winner Phillip Phillips. Likewise, the Chase Ultimate Rewards program offers its cardholders experiences such as chance to do laps in a stock car at the NASCAR racing track in Dover, Del. There, cardholders can enjoy the thrill of racing as both a passenger and a driver.

In the competitive field of credit card rewards, card issuers now have to offer customers more than just cash back, points, and frequent-flier miles. As the opportunities for cardholders to earn unique experiences from credit card rewards only increases, you never know when you will be offered a once-in-a-lifetime opportunity.

At publishing time, the NFL Extra Points card from Barclaycard  and the Starwood Preferred Guest card from American Express are offered through Credit.com product pages, and Credit.com may be compensated if our users apply and ultimately sign up for those cards. However, this relationship does not result in any preferential editorial treatment.

Note: It’s important to remember that interest rates, fees and terms for credit cards, loans and other financial products frequently change. As a result, rates, fees and terms for credit cards, loans and other financial products cited in these articles may have changed since the date of publication. Please be sure to verify current rates, fees and terms with credit card issuers, banks or other financial institutions directly.

Image: Photodisc

Comments on articles and responses to those comments are not provided or commissioned by a bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by a bank advertiser. It is not a bank advertiser's responsibility to ensure all posts and/or questions are answered.

Please note that our comments are moderated, so it may take a little time before you see them on the page. Thanks for your patience.

Certain credit cards and other financial products mentioned in this and other articles on Credit.com News & Advice may also be offered through Credit.com product pages, and Credit.com will be compensated if our users apply for and ultimately sign up for any of these cards or products. However, this relationship does not result in any preferential editorial treatment.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.

Our Owners

Credit.com is owned by Progrexion Holdings Inc. which is the owner and administrator of a number of business related to credit and credit repair, including CreditRepair.com, and eFolks. In addition, Progrexion also provides services to Lexington Law Firm as a third party provider. Despite being owned by Progrexion, it is not the role of the Credit.com editorial team to advocate the use of the company’s other services. In articles, reporters may mention credit repair as an option, for example, but we’ll also be sure to note the various alternatives to that service. Furthermore, you may see ads for credit repair services on Credit.com, but the editorial team isn’t responsible for the creation or implementation of those ads, anymore than reporters for the New York Times or Washington Post are responsible for the ads on their sites.

Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team