Home > 2013 > Credit 101 > Why Do I Have Multiple Credit Scores?

Why Do I Have Multiple Credit Scores?

Advertiser Disclosure Comments 1 Comment

Credit.com reader Lindsay recently asked us a question: “Why do I have more than one credit score?” Our Co-Founder and Chairman Adam Levin explains why you have multiple credit scores and how to understand every single one of them.

Have more credit questions? Here are some great video answers our experts have given:

Image: iStockphoto

Comments on articles and responses to those comments are not provided or commissioned by a bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by a bank advertiser. It is not a bank advertiser's responsibility to ensure all posts and/or questions are answered.

Please note that our comments are moderated, so it may take a little time before you see them on the page. Thanks for your patience.

  • Pingback: What’s Used to Determine My Credit Score? | Best Credit Repair()

  • http://www.credit.com/ Credit.com Credit Experts

    Johokeda —
    Seeing different numbers different times is understandably frustrating. The trouble is, you don’t have just one “real” score. There are many different types of scores: generic scores designed to predict how consumers may repay a variety of different loans; industry scores created to predict performance on certain types of loans such as auto loans; custom scores that are “customized” for the lender’s own specific customer base and purposes; and educational scores created to show consumers how different types of information in their credit reports impact their scores.
    But many others have asked the same thing. We addressed it in this article: 3 Reasons Why Your Free Credit Score looks wrong. Hopefully, that will help explain.

Certain credit cards and other financial products mentioned in this and other articles on Credit.com News & Advice may also be offered through Credit.com product pages, and Credit.com will be compensated if our users apply for and ultimately sign up for any of these cards or products. However, this relationship does not result in any preferential editorial treatment.