The biggest news this week revolves around superstorm Hurricane Sandy, which struck the East Coast this week and caused major devastation.
Whether you were affected by the hurricane or not, the lessons you can learn from this article are priceless.
Jeanine Skowronski dives into the money essentials you should keep in an emergency go bag. Items like insurance paperwork, investment account information and even your will are important components of a go bag since they will allow you to access your money if something goes wrong. Another tip offered is to make copies of all this information and keep it at the home of a relative or close friend who doesn’t live nearby for safe storage.
Once the flood waters recede, the scammers and fraudsters come out to take advantage of the victims of natural disasters and the relief efforts to help them. The same is true with Hurricane Sandy.
So IdentityTheft911 compiled a list of the most common post-disaster scams you should be mindful of. A few of the list-makers include disaster photos that contain malware as well as fake charitable organizations. These can be traps not just for victims of the hurricane, but those trying to send money for relief efforts, so stay on the lookout.
With hundreds of thousands of East Coast residents still without power, it’s no surprise that communicating with insurance companies is a primary concern of those with damage to their homes. However, it’s also the primary frustration. Reuters reached out to some experts to give homeowners advice on how to get their insurance claims noticed and filed quickly.
One of the best tips Reuters offered was to tweet to your insurance company if you don’t currently have good cell phone reception. Because phone lines may be inundated with calls, Twitter is a great way to ask questions and get customer service using your phone’s data plan. Here are the handles of some of the major insurance companies”: @libertymutual, @Allstate, @usaa, @StateFarm, @FiremansFund.
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Image: NS Newsflash, via Flickr