Lawmakers Pressured to Help Troubled Homeowners

Mortgages

Lawmakers Pressured to Help Troubled Homeowners

Lawmakers Pressured to Help Troubled Homeowners

With the looming fiscal cliff, many of the nation’s lawmakers are debating exactly what federal programs and tax breaks to cut in an effort to reduce the national deficit. But some top officials across the country are now fighting for one such allowance. Last week, the attorneys general for 40 states plus Guam wrote a... Read More

5 Things You Should Make Instead of Buy

Personal Finance

5 Things You Should Make Instead of Buy

5 Things You Should Make Instead of Buy

The idea of making more of my own cleaning supplies and personal care products is appealing. It sounds healthier for me, my wallet, and the planet. But I’ve had sporadic success with following through on many of the DIY projects I’ve read about, blaming my procrastination on these lingering doubts: 1. Do they work as... Read More

Will the Mortgage Interest Rate Deduction Be Cut?

Mortgages

Will the Mortgage Interest Rate Deduction Be Cut?

Will the Mortgage Interest Rate Deduction Be Cut?

With the fiscal cliff drawing ever closer and lawmakers still at loggerheads when it comes to determining what federal programs or tax breaks might get the axe as they try to balance the budget, one particularly big concern looms larger than others. But now, the debate over what to cut and what to leave untouched... Read More

Learning From Experience: My Favorite Student Loan Tips

Students

Learning From Experience: My Favorite Student Loan Tips

Learning From Experience: My Favorite Student Loan Tips

When you are 18 years old and on the verge of starting your college experience, you often have no way of understanding the impact that student loan debt will have on your life (once you graduate from college). In the eyes of the 18 year old, the numbers are abstract and don’t convey what it’s... Read More

The 12 Days of Christmas Are Getting More Expensive

Personal Finance

The 12 Days of Christmas Are Getting More Expensive

The 12 Days of Christmas Are Getting More Expensive

Most people are familiar with the old holiday classic “The 12 Days of Christmas,” but the actual cost of buying all the many gifts listed in the song is growing more expensive every year, and has exploded over the last three decades or so. From a partridge in a pear tree to 12 drummers drumming,... Read More

5 Things You Need to Know Before Giving to Charity

Personal Finance

5 Things You Need to Know Before Giving to Charity

5 Things You Need to Know Before Giving to Charity

Is giving on your mind this time of year? Not only are many of us shopping for holiday gifts, but we may also be considering year-end donations to causes we care about. Before you pull out the plastic or your checkbook, though, make sure you understand how to make your gift go as far as... Read More

Shocking Stat: 10,000 Identity Theft Rings Operating in U.S.

Identity Theft

Shocking Stat: 10,000 Identity Theft Rings Operating in U.S.

Shocking Stat: 10,000 Identity Theft Rings Operating in U.S.

Identity theft is a very real problem affecting millions of Americans every year, but in a shocking number of cases, it seems that these crimes might be the work of organized fraud rings. Today, there are more than 10,000 organized identity theft groups operating in the U.S. alone, according to new data from the security... Read More

Help! My Credit is Dismal. What Can I Do?

Credit Score

Help! My Credit is Dismal. What Can I Do?

Help! My Credit is Dismal. What Can I Do?

A lot of credit advice is written to help people whose credit is somewhere between the “good” and “not-so-good” range. But what about if your credit has been completely damaged? It’s easy for it to happen, especially after a divorce, bankruptcy, job loss or some other stressful event. At rock bottom, things can feel bleak.... Read More

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