4. Pair credit card rewards with a merchant loyalty program
Bilker was able to score several sets of free movie tickets by pairing a co-branded Regal Theaters credit card with the business’s own loyalty program. He would use certificates earned through his credit card rewards program to purchase gift cards, get loyalty points for the gift card purchase, than have the loyalty card swiped again when he showed up to put the gift card to use.
“Keep thinking of how you can stack the points to get more and more out of [the programs],” Bilker says. He suggests cardholders pay careful attention to what merchants or retailers their credit card issuer partners with to get a sense of where they might be able to get the best deals.