3. Shop on your issuer’s website
Image: Martin Fisch
Credit card bonus malls serve as huge earning enhancers for cardholders since the advertised points, miles or cash back being offered at participating retailers is added to what you’re already earning on the purchase through your card’s base rewards program. Oftentimes, you can also find exclusive coupon codes or discounts being paired with the extra rewards. For instance, Bank of America is currently combining eight extra bonus points per dollar spent at HSN.com through its WorldPoints mall with an online coupon code that will take $10 off the purchase.