Home > Personal Finance > Black Friday Shopping Tips From a Pro

Comments 0 Comments

I don’t typically fight the crowds on Black Friday, but my sister in law Kathi Detweiler is always there when the stores open, snagging deals that make me envious. So I asked her for her best Black Friday shopping tips.

Be prepared: Kathi says she always scopes out the deals before Black Friday. She has already asked her kids and other gift recipients what they want, and she compares that list to the ads to her shopping list. Then she heads out early looking for door buster deals. “Last year, some of the sales started at 4 a.m. so we left the house at 3 a.m.,” she explains.

[Resource: Get your free Credit Report Card]

Bring a wingman: She usually hits four stores, but never alone. “It’s best if you have a wingman so you can do your shopping while the other person is standing in line. Then you can switch off and stand in line while they are shopping.” She says she typically does her Black Friday shopping in groups of two or three. She also suggests you get someone to chauffeur if possible. “Parking is atrocious,” she warns. If not, one of the crew can park while the others get in to the stores as quickly as possible.

Dress for success: Kathi lives in Michigan where it can be pretty cold at 3 a.m. the day after Thanksgiving. But she dresses lightly, and wears comfortable walking shoes. “You don’t want to carry a heavy coat,” she warns, “because your arms may be full.” She also recommends carrying a small purse or pocketbook, and making sure you have a cell phone to keep track of the rest of your shopping crew.

[Article: Credit Cards That Love Black Friday]

Don’t get distracted: Keep a thermos of coffee, as well as bottles of water and snacks in the car so you won’t have to take time to find something to eat or drink, she suggests. And stick to the list, Kathi warns. Otherwise it’s really easy to overspend and get “bargains” you don’t need, she says.

Divide and conquer: I asked Kathi whether she shops online, and she said that in the past she’s done all of her Black Friday shopping in stores. But after seeing friends get similar deals online in recent years, she’s decided that this year she will hit the stores while her hubby and son snag the cyber deals.

Double down: One of her favorite places to shop on Black Friday is JCPenney. She’ll buy something at the story before Black Friday, and fill out the survey on the back of her receipt to earn a coupon worth 15% off a future visit. Unlike other stores, which may not discount door buster deals, she says JCPenney allows her to use that 15% coupon on those already discounted sales items.

Share your best Black Friday shopping tips with us!

[Featured Product: Shop for Prepaid Debit Cards]
Image © Photopal604 | Dreamstime.com

Comments on articles and responses to those comments are not provided or commissioned by a bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by a bank advertiser. It is not a bank advertiser's responsibility to ensure all posts and/or questions are answered.

Please note that our comments are moderated, so it may take a little time before you see them on the page. Thanks for your patience.

Certain credit cards and other financial products mentioned in this and other sponsored content on Credit.com are Partners with Credit.com. Credit.com receives compensation if our users apply for and ultimately sign up for any financial products or cards offered.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.

Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team