Personal Finance

5 Annoying Bank Fees, and How to Beat Them

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Fee #3: Increased checking fees

Photo by Heidi Elliott — Slide 3 of 5

Many banks are making it more difficult to get free checking. They may require you to keep more money in your checking account, or require you to have multiple accounts with them.

This may be a hassle, but it’s not insurmountable. If you have accounts at more than one bank, consider consolidating them at one institution. This may get your checking account balance over the minimum threshold, or meet their requirement for multiple accounts.

You might need to do a little research. If you have accounts at two different banks, maybe neither one will offer a free account, even if you do all your banking with them. Shop around for a third.

“If you shop around you may be able to find a bank that meets all your needs without charging as much in fees,” says Beverly Harzog,’s credit card expert.

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