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Seven Solid Disaster Preparation Tips

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It’s been a couple weeks of serious natural disasters. First the big east coast earthquake, then Hurricane Irene. What’s next? Sharks raining from the heavens? Charlie Sheen gets another sitcom? It seems like anything could happen.

But seriously folks…

Last week, our chairman and co-founder Adam Levin discussed disaster preparedness on his radio show, The Credit Line. And his tips are worth repeating. Lots of things can put you at risk when disaster hits. Here’s a list of tips and links to relevant articles to help with you with the common and uncommon problems that a disaster can bring.

1.     Make sure you have the right insurance.

2.     Make sure you have a family disaster and communication plan. Here’s a guide to setting up a phone tree.

3.     Establish preliminary and secondary meeting places once it’s safe to venture out.

4.     Keep credit card and bank phone numbers handy. Here’s a post-disaster credit card checklist you should read.

[Related Article: A Credit Card Checklist for Natural Disasters]

5.     Make copies of your driver’s license, passport, birth certificate, medical insurance card, and the front and back of your credit cards.

6.    Document the model and serial numbers of big-ticket items in your home.

7.     Survival kit—keys (home, office, car), extra ATM card, flashlight, battery, water, energy bar, first aid kit, cell phone charger, radio. Take a look at FEMA’s great checklist for things you might need.

Be safe, kids… and join us on the radio! Listen to the past week’s Credit Line for more debt and credit advice.

Tune in to The Credit Line on Los Angeles’ KFWB 980 AM today, September 3, at 9 a.m. PST/Noon EST and call in at 888-539-2980 with your credit and identity questions.

[Featured Product: Shopping for secured credit cards?]

Image: Mel Silvers, via Flickr.com

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  • http://www.disasterprepared.net apbinfo

    Let’s talk about before and after the disaster: the insuring public lacks the very basics of preparedness/recovery information. Insurance is increasingly mandatory while insurance basic rights are not. Perhaps share your opinion. Here’s mine: what equity unless both sides are equally informed? It’s the content that matters…inside out.

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