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Follow Friday: Weekly Web Roundup (9/30/11)

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Times, they are a-changing. Credit card companies are in application overdrive and some debit cards will carry a monthly charge. Yet through the winds of change, some things remain true: Practicality and persistence are great assets, and it pays to remain alert. As always, if you enjoy any of our favorite bloggers, we encourage you to follow them on Twitter for regular updates. And don’t forget to follow Credit.com at @CreditExperts

Citigroup Sends More Credit Card Offers Than There Are Americans

With over 100 million fewer cards in circulation than there were in 2009, credit card companies are pulling out all the stops to get consumers charging again. Citigroup sent out a massive application mailing in hopes to re-recruit a nation of credit card users. @huffingtonpost

Bank of America to Charge $5 Monthly Fee For Debit Card Purchases

It looks like the new trend is making purchases with debit cards. And now that the retailers don’t have to pay the credit card companies nearly as much after winning the interchange fee war, the banks are taking their losses directly to consumers’ wallets. With new fees to use debit cards, the conventional wisdom to debit instead charge may be re-thought. @redtapechron

Michigan Couple Honored for Paying off $92,000 Credit Card Debt

The only thing more shocking than the amount of debt the Baileys amassed over the years was their ability to pay it off in a relatively short period of time. Like most problems, facing reality and taking proactive, practical steps can be the key to freedom. Sue Bailey went from “I never thought it would happen to me” to “Increase income, decrease expenses. It’s not rocket science.” The practical and persistent Baileys were even given the National Foundation of Credit Counseling’s National Client of the Year award. @foxbusiness

7 Times to Call Your Card Issuer

It’s imperative to be on top of your finances and to stay alert when it comes to your credit. It is not, however, in your best interest to live your life in a constant state of panic. There are several tips included here to help protect both your financial security and the convenience of credit. @msn

Capital One Says Its Credit Card Focus is Safe

Could innovation turn to destruction? It’s certainly not the first time we’ve asked that question when it comes to the banking industry in the past few years. Capital one is defending its proposal to take over some of ING’s online banking unit, while others are forecasting economic disaster for the plan. @reuters

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