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Follow Friday: Weekly Web Roundup (9/23/11)

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As most tuned-in adults do, you may have concerns about your financial security. We understand, and have included several ways to protect yourself and reap rewards with wisdom, not just with worry. Sometimes it pays to play by the rules and sometimes it pays not to play at all. Finding your balance is always the key! As always, if you enjoy any of our favorite bloggers, we encourage you to follow them on Twitter for regular updates. And don’t forget to follow Credit.com at @CreditExperts

Your Six Secret Credit Card Perks
Most major credit card companies offer perks their cardholders don’t know about or under-utilize. These are not the rewards that we hear so much about in the news and on commercials. These are built-in perks that can help you with travel, auto and product warranties. This is the part of the fine print that you will be happy to find and should definitely take advantage of. @MSN

Why It’s Not Easy to Freeze Your Child’s Credit File
With unchecked and unblemished credit profiles, children are increasingly vulnerable to identity theft. Many parents are coming to recognize this grim reality and are looking for ways to proactively defend their kids. There is no magic solution, and in some ways protecting a child’s identity can be more difficult than an adult’s, but vigilance and persistence are always a good tactic for defense. @NYTimes

How to Avoid Credit Card Security Overkill
We are big proponents of taking every reasonable financial security measure in the book. We frequently advise that it’s better to be safe than sorry. There is, however, such a thing as overkill. At a certain point, you could be working hard but not smart when trying to secure your finances. Instead, taking a balanced approach to spending security is your best bet. @FoxBusiness

Women Loses Her Insurance Because She Paid With Credit Card
If there was any doubt that merchants are at war with credit card charges, look no further than the woman denied health care when she thought she was still on auto-payment on her credit card. With the interchange fee battle, shrinking rewards and mandatory payment changes, the check-out line is becoming a hostile battle ground over who is entitled to what. @consumerist

Google Wallet Not Ready for Primetime
We’re getting closer to the release of the mobile credit card, but there are still some kinks holding back the Google-based phone payment option. The launch of the product likely won’t lead to an overnight change in the way we make our purchases. In fact, most smartphone users won’t be able to use the technology when it’s released. Most stores won’t have the technology to process the payments either. For now we will have to hear of the modern convenience of mobile payment from the select few that the stars have aligned for. @flexo

Image: Scott Beale / Laughing Squid

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