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Follow Friday: Weekly Web Roundup (7/8/11)

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You get a mortgage, and you get a mortgage and you get a mortgage! With credit scores on the rise and plucky consumers learning how to get ahead, there are signs that mortgages are closer than they appear. We also have stories about how cash is out of style and some good ol’ fashioned thievery. As always, if you enjoy any of our favorite bloggers, we encourage you to follow them on Twitter for regular updates. And don’t forget to follow Credit.com at @CreditExperts.

Best Consumer Credit Since ’06 Reveals Rebound Across U.S.
Lenders are loosening the reigns more now than in the past few years, in part because they’re being presented with higher credit scores. Consumers are taking their credit scores more seriously than ever and it’s having a positive effect on their wallets and the housing market. @BloombergNews

Secrets to Getting a Mortgage with So-So Credit
While somewhat contradictory to the last article, this one proves that even with less than perfect credit there are options for getting a mortgage. Opting to go the FHA route as opposed to the banks, plus tips to boost your credit scores for those with low scores are only a few of the options from CNNMoney to help you land your dream home.  @CNNMoney

Cash in On Credit Card Sign-Up Bonuses
Many consumers are afraid that opening a credit card is taboo and could have a direct and negative affect on their credit score. Others worry that opening cards will lead to overspending. Some financial advisors would agree, while others only see the benefit. This article argues that if you choose the card that’s right for you and you use it responsibly, there’s no harm in reaping the sign-up rewards and opening new cards. @SFGate

As Plastic Reigns, the Treasury Slows Its Printing Presses
It’s official, Americans have moved past cash. In a debit and credit dominated world, we’re printing less cash. Now that we’re charging even the smallest amounts—dollars, fives and tens are in need of replenishment. @NYTimes

Credit Card Thieves Target Guests in Their Hotel Rooms
In this modern age of security breaches and identity theft, it’s unusual to hear of an old-fashioned style crime wave. New scammers are bringing credit card theft back to basics by posing as hotel staff and asking guests to give their payment information over the phone due to a “computer crash.” It almost seems like a simpler time… @foxbusiness

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