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The Debt Diet Challenge: How to Enter

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Join Jean Chatzky and Credit.com to get out of debt---for good---in The Debt Diet™ Challenge.

For many people, getting out of debt can seem like an insurmountable challenge. There are many strategies out there—from debt laddering, to bargain hunting and even investment vehicles. Recently, we came across one that piqued our interest. Jean Chatzky, personal finance guru and bestselling author, has introduced something called The Debt Diet™. This strategy focuses on behavior modification, much in the same way that plans to quit smoking work.  (Read more about The Debt Diet™ here.) But will it work for personal debt?

That’s where you come in. We’re looking for five people to try out Jean’s Debt Diet. We’re calling our little experiment The Debt Diet™ Challenge. Those selected to participate will have full access to the Debt Diet program for a year, free of charge (it’s normally $49.95/year). In exchange we’d like to get regular updates about your progress, which we’ll post on Credit.com. Jean will be writing about the program for Credit.com as participants go through it, and will be speaking with them directly about their experiences and helping them along the way.

If you’re interested in participating, please complete the following questionnaire and email your answers to editorialteam@credit.com, with “Debt Diet” in the subject line.

Questionnaire applications are being accepted until May 20, 2011.


The Debt Diet™ Challenge Questionnaire


  1. Name:
  2. Hometown:
  3. Age:
  4. Married? Kids?
  5. Tell us—in one brief paragraph—your debt story. Why are you in it? What have you done previously to try to escape? (300 words or less)
  6. List your debts and the interest rates for each:
  7. How much do you earn?
  8. What do you know about your credit score?
  9. How do you know you’re ready to make this kind of change in your life?
  10. (Optional) Please attach a photo of yourself the email.

This information is solely intended for use in the Debt Diet Program and will be available only to Jean Chatzky and members of Credit.com’s editorial staff. It will not be shared with any third parties prior to publication of the Debt Diet Challenge progress and results.

Image courtesy of JeanChatzky.com

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