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Follow Friday: Weekly Web Roundup (4/21/11)

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We’re happy to bring you this week’s roundup of our favorite blogs! We included stories on the triumphs of practical lending, downfalls of credit dependency, and the new more positive sentiment toward banks. As always, if you enjoy any of our favorites, we encourage you to follow them on Twitter for regular updates. And don’t forget to follow Credit.com at @CreditExperts.

The Bank of Mom and Pop
Peer-to-peer lending is emerging as a popular alternative for borrowing and investing after overcoming some of the original hurdles the market faced. Using a social angle, Prosper and Lending Club allow borrowers to pay lower interest while lenders enjoy solid returns. @Slate @fmanjoo

Survey: Consumers Less Disgusted with Banks Lately
Times are changing and people really don’t dislike banks as much as they used to. Fees on the other hand are continuing to anger people even though they aren’t getting charged as much for them. Find out why consumer sentiment is changing. @Time

Why Credit Cards Are the Most Popular Emergency Funds
Simon Zhen from My Bank Tracker explains why people from different phases of life and different means choose not to keep an emergency fund. Those without the savings often turn to credit cards for unexpected costs and make themselves vulnerable to unmanageable debt. @mybanktracker

Carrying a Balance Won’t Improve Your Credit Score
Some lenders would have you believe that carrying a balance on your credit card will improve your credit score. Jim Wang explains if there is any truth in this method of credit score improvement. @msn_money

Stay-At-Home Moms Face Credit Card Bias
With the new rule restricting credit for spouses who don’t work, it is recommended that anyone in that position who wishes to have independent credit to act now. Those consumers will still be able to be authorized users on a spouse’s card and get secured cards, but those options can be more limited in terms of freedom and growth. @alphaconsumer @usnews

Image: Wendy Harman, via Flickr.com

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