A Financial Checklist for New College Grads

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Photo by: rsmemon87 — Slide 7 of 14

Prioritize your discretionary spending

Now that you’re on your own, you get to set your own priorities. Discretionary expenses are things that you choose to spend money on, explains Krane.

“If they happen to be buying the latest gadgets, that’s OK,” financial advisor Liola says. As long as you’re paying your bills and saving up enough money, go ahead and buy that iPad with your discretionary dollars.

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