Take a step back and think about what matters to you in life, Liola suggests. Do you want to be able to afford to travel? Do you want to have the latest gadgets? Do you want to invest in stocks? Or do you just want a certain amount of money in the bank in order to feel secure?
Whatever your goals are, write out a plan for how you’ll reach them. It may seem like a cheesy exercise, but writing things out can really help you make decisions.