Set up automatic payments
To avoid letting the bills pile up and prevent you from missing any payments, Liola suggests setting up automatic payments for your utility bills, cell phone bills, to pay off your school loans and for any other monthly expenses that you can set up to pay automatically. But don’t just set them and forget about them.
You’ll want to check your bank transactions to make sure payments have gone through, you haven’t been double charged and that you recognize every transaction on your account. Adam Levin, Chairman of Credit.com suggests checking your bank transactions online as often as every day to stay on top of your spending.