Personal Finance

Happy National Consumer Protection Week!

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ncpw_250x250Today marks the beginning of National Consumer Protection Week, a time when 26 consumer advocacy groups and federal agencies get together to raise awareness about a broad range of consumer issues from understanding new credit rules to protecting yourself from scams.

The center of the campaign is this website, where all the different partners come together to post information about the consumer-related issues they work on.

In fact, with so many different partners posting fact sheets on so many different topics, it’s easy to get lost. Where else can you file a complaint with the Office of Thrift Supervision about problems with your savings and loan, learn about medical discount plans, or learn about the Federal Communications Commission’s campaign to prevent people from texting while driving? Nowhere.

Amid this smorgasbord of resources are some truly helpful things in the realm of credit, loans, identity theft and scams. There’s a link to the FTC’s helpful primers on credit cards and loans, and another to the commission’s informative site on protecting yourself from identity theft. Maybe one of the best links is to a website that helps homeowners spot, avoid and report home loan modification scams.

So, happy National Consumer Protection Week! This week at Credit.com we’ll be posting helpful stories on how to protect your identity on campus, why giving your ZIP code to a cashier is a bad idea, how to recognize illegal behavior by debt collectors when they call, why it’s important to check your credit reports on the regular, and what life might be like in a future without emergency tax preparation and payday loans.

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