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Follow Friday: Weekly Web Roundup (3/24/11)

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FollowFriday_Ilya_CCFlickrThis week’s roundup includes stories about improvements for consumers. Some of them are coming around legislatively, some of them are coming from the consumers themselves and some are barely improvements at all. Still, they are improvements nonetheless. We encourage you to follow the contributors you enjoy on twitter for regular updates. And don’t forget to follow Credit.com at @CreditExperts.

Interest Rate Tide Still Holds Back Consumers
It’s true that interest rates are going down. It’s also true that they’re going down very slowly. The Street includes the Credit Power Index infographic that makes it clear there’s little change, leaving consumers continuing to tread water. @TheStreet_News

Kerry Privacy Bill Could Impose “Major” Obligations On Ad Networks
New legislation could dramatically change the way online users are tracked and new regulations, if passed, would be a big win for privacy. Any website asking for “sensitive” information would have to have explicit opt-in consent. It would offer a website where users could opt-out of online behavior tracking. @MediaPost

New Rules Promote Smarter Use of Credit Cards
The CFPB is bringing transparency to credit card offers and it’s about time. The exact interest rate and credit line will have to be made available to the consumer before the application process. Studies already show consumers are racking up fewer late fees and feel more empowered to take on their finances. @MSNBC

How to Effectively Manage Your Credit Reputation
Rod Ebrahimi at LifeHacker draws out a simple plan to keep on top of your credit reputation. He puts importance on keeping close tabs on credit activity and gives tips on how to improve your reputation. He also explains the best way to “hack” your credit reputation. @innovatebig @LifeHacker

5 Easy Steps to Spring Clean Your Finances
While there’s no substitute for consistent personal finance care, it doesn’t hurt to round it all up at once and sort it all out. These tips are very well rounded and include everything from goals to a charitable giving plan. Enjoy the spring cleaning! @FoxBusiness

Image: Ilya, via Flickr.com

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