Question: How do secured credit cards work? Answer: This is a question I hear all the time. One reason is because so many consumers’ credit scores took a big hit during the recession. As a result, many people are having trouble qualifying for an unsecured credit card. Another reason this is a common question is because the... Read More

Nothing can ruin your day like a call from a debt collector, whether you were expecting to hear from them or not. Bill collectors are pros. It’s their job to collect money, and the less reputable ones don’t even care whether you owe it or not! If you’re not careful, you may end up saying... Read More

I recently reordered checks online. I confess I have no loyalty when it comes to check printers. I just look for cheap checks, and as long as the site is secure, I take whatever deal I can find. As I completed my order, I was offered EZ Shield fraud protection as an optional add-on for... Read More

Illinois Attorney General Lisa Madigan warns Illinois residents to "be on the alert for scam artists posing as collectors of payday loan debt." Here's what to do if you get such a call.

Let’s take a short trip back in time to see what the Gilded Age taught us about how not to spend money.

Here are four fairly simple steps that you can take to spare the earth and your checking account.