Do I Have to File Income Taxes?

Personal Finance

Do I Have to File Income Taxes?

Do I Have to File Income Taxes?

If you think the Internal Revenue Service expects to hear from everybody this time of year, here’s a quote that might surprise you. It’s from an IRS spokesperson I’ve interviewed many times, Mike Dobzinski. “We get quite a few returns that come in that really don’t have to be filed. If we can discern from… Read More

How to Create Wealth You Can Pass Down to Your Kids

Personal Finance

How to Create Wealth You Can Pass Down to Your Kids

How to Create Wealth You Can Pass Down to Your Kids

Your money is the culmination of hard work, discipline and smart management skills. If you are finding financial success, there are some ways to better sustain that wealth not only for yourself, but for your children and their children after that. However, leaving a legacy of multigenerational wealth is no easy feat. While wealth affords opportunities, it… Read More

4 Credit Cards for the Forgetful

Credit Cards

4 Credit Cards for the Forgetful

4 Credit Cards for the Forgetful

Do you have better things to worry about than your credit cards? Since most of us do, it’s easy to misplace a monthly statement, lose a card or even forget to make a payment. And when we forget, it would be nice to have a credit card issuer that is ready to forgive you and even help… Read More

Obama, CFPB Seek to Regulate Payday Loan “Debt Traps”

Personal Loans

Obama, CFPB Seek to Regulate Payday Loan “Debt Traps”

Obama, CFPB Seek to Regulate Payday Loan “Debt Traps”

Payday lenders would face a new set of restrictions under rules being proposed Thursday by the Consumer Financial Protection Bureau. The rules include requirements that lenders ensure borrowers have the ability to repay the loans, and limits to the number of times consumers can renew the loans. The proposal covers a wide set of short-term,… Read More

5 Get-Out-of-Debt Strategies That Can Backfire

Managing Debt

5 Get-Out-of-Debt Strategies That Can Backfire

5 Get-Out-of-Debt Strategies That Can Backfire

More often than not, debt and desperation go hand-in-hand. With the amount of strain debt can put on your wallet and your life, it’s no wonder why so many people find themselves searching for quick fixes. Unfortunately, there is no magic wand to make your debt disappear. If you think you’ve found a fast solution… Read More

10 Places Where Home Prices Are Outpacing Wages

Mortgages

10 Places Where Home Prices Are Outpacing Wages

10 Places Where Home Prices Are Outpacing Wages

Home values significantly outpaced wage growth in the majority of markets analyzed in a new report from RealtyTrac, highlighting the difficulty many Americans face in trying to buy a home as the housing market recovers. The report looks at average wage growth data gathered by the Bureau of Labor Statistics and median home sales price… Read More

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