Do you look forward to tax time? For some, it’s exciting because you know you’ll get a refund. It’s found money, like that $20 bill you find in the pocket of a coat you haven’t worn in a long time. But what to do with found money? Usually our thoughts go to all the cool… Read More

Costco on Monday announced agreements with Citi and Visa to replace American Express as the exclusive co-branded credit card issuer and credit card network in its U.S. warehouse stores. The 16-year-old relationship between Costco and American Express expires March 31, 2016, so shoppers won’t begin to experience the effect of this change until next year. At… Read More

It was a moment out of science fiction. All eyes were on Kaspersky Lab researcher Povel Torudd as he sat center stage at the Kaspersky Security Analyst Summit in Cancun, Mexico, recently, waiting to become a cyborg. Torudd volunteered to have a Near Field Communications (NFC) chip implanted in his hand by a professional body… Read More

Those of us who produce Credit.com’s blog spend most of our week putting together the most helpful personal finance tips and information we can. Of course, then we go home and have our own personal finances to manage. We each have our own methods for staying on top of our budgets and credit — proof… Read More

More often than not I see clients who tell me they have good credit, yet are still struggling to pay their bills. Having a good credit score is great, but that alone does not necessarily mean you are good with managing your finances or that you’re not in debt. Let’s say you have a great… Read More

If you’re a family of four with pre-teens and consider yourself “thrifty,” you may have spent $654.90 on groceries last month. On the other hand, maybe you live large — or as the U.S. Department of Agriculture says, “liberal” — and spent $1,303.20 for the month. Those numbers come from the USDA estimates for the average cost of… Read More

For most of us, there’s no bigger purchase than buying a home. And with big purchases, even minor fees can carry a big price tag. Before signing the paperwork and taking on a mortgage, it’s a good idea to get educated about the process. Many people either don’t know or forget to factor in the… Read More

So, you’ve thought about whether renting or buying your next home is the right decision for you. If you decide to buy a home, you’ll likely have to prepare for financing your purchase with mortgage payments. Here’s where things can get a bit tricky. While getting a hold of the costs involved with home buying can… Read More

Spring and summer vacations are lifesavers after a long, dark winter, though the cost of travel can make planning a trip stressful. But don’t let a tight budget keep you from having a getaway. There are ways to do it for less that won’t diminish your experience. In fact, some may enhance it. 1. Be Flexible on Travel Dates… Read More

You may have heard about it on the news, your neighbors may be bragging about it or you could have even received eligibility notice in the mail — but what is the real deal behind refinancing? Before you crunch your personal numbers and weigh the costs and benefits of refinancing your mortgage, you need to be… Read More