The Pros & Cons of Rent-to-Own Home Deals

Mortgages

The Pros & Cons of Rent-to-Own Home Deals

The Pros & Cons of Rent-to-Own Home Deals

That age-old question when choosing a place to live of rent versus buy actually raises a series of questions. What can you afford? What makes sense for your situation? Can’t I just live with my parents forever? No matter which aspect plagues you most, it seems there is actually a middle ground. Once you know how… Read More

How You Can Get a Mortgage With a 550 FICO Score

Mortgages

How You Can Get a Mortgage With a 550 FICO Score

How You Can Get a Mortgage With a 550 FICO Score

Mortgage credit remains extremely tight, even as the economy continues to recover from the recent housing crisis and recession. About 90% of mortgages originated in 2013 went to borrowers with FICO credit scores of 660 or higher — about 60% of all mortgage borrowers had a credit score greater than 720, according to a recent… Read More

12 Ways for College Grads to Build Credit

Credit Score

12 Ways for College Grads to Build Credit

12 Ways for College Grads to Build Credit

Congratulations, college Class of ’15. New government unemployment numbers make your decision to get a college degree look smart: Unemployment was 5.5% in February, a low number that looks especially good compared with unemployment rates above 9% in the recession. For college graduates, joblessness was even lower: 2.7%. Here’s the next smart move to make: Have a… Read More

3 Renter Gotchas

Identity Theft

3 Renter Gotchas

3 Renter Gotchas

It’s already hard enough to find an affordable home or apartment to rent (especially if you live in one of these cities). Rental prices are rising fast around the country, even in unexpected places like Kansas City and Portland. But as more people turn to online help to find a decent home, there are more… Read More

8 Credit Cards With Freebies

Credit Cards

8 Credit Cards With Freebies

8 Credit Cards With Freebies

People like receiving perks. Credit card issuers know this, and they offer all sorts of gifts and benefits to attract new customers in an extremely competitive credit card marketplace. Whenever you’re shopping for a credit card, you should thoroughly read the terms and conditions to make sure you’re comfortable with the terms. Your credit score… Read More

5 Common Money Fights Couples Can Avoid

Personal Finance

5 Common Money Fights Couples Can Avoid

5 Common Money Fights Couples Can Avoid

Relationships almost always come with their fair share of disputes, but fighting about money can be another animal entirely. Managing joint finances is rarely easy, but keeping the lines of communication open can go a long way. Take a look at the most common money fights couples have and consider which strategies can help you… Read More

Should We Kill the Social Security Number?

Identity Theft

Should We Kill the Social Security Number?

Should We Kill the Social Security Number?

While tax season is still producing eye twitches around the nation, it’s time to face the music about tax-related identity theft. Experts project the 2014 tax year will be a bad one. The Anthem breach alone exposed 80 million Social Security numbers, and then was quickly followed by the Premera breach that exposed yet another… Read More

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