The Mystery of the $125 Gift Card That Never Arrived

Personal Finance

The Mystery of the $125 Gift Card That Never Arrived

The Mystery of the $125 Gift Card That Never Arrived

Question: Last year, I made a purchase at neimanmarcus.com and was supposed to receive a $125 gift card 6 to 8 weeks afterwards. Two months later, I called to inquire about the status of the card, and was told that the card would be issued via email “in a few weeks.” After two months more,… Read More

What Goes Unsaid When We Talk About Student Loans

Students

What Goes Unsaid When We Talk About Student Loans

What Goes Unsaid When We Talk About Student Loans

Education Secretary Arne Duncan took a couple of field trips to Maryland last week. During his first outing, to the University of Maryland–Baltimore County campus, he delivered a speech outlining the Department of Education’s plan for remediating what has become higher education’s damaged value proposition. On his second visit, to the Maryland Correctional Institution in… Read More

Yikes! Textbook Prices Are Up 1,041% Since 1977

Students

Yikes! Textbook Prices Are Up 1,041% Since 1977

Yikes! Textbook Prices Are Up 1,041% Since 1977

Everyone knows college tuition has increased much faster than people’s ability to pay for it, but that’s not the only cost of college that’s growing like an untamable weed. Textbook prices have gone up 1,041% from January 1977 through June 2015, according to NBC News’ analysis of Bureau of Labor Statistics data. A single new textbook… Read More

How to Protect Your Identity on Instagram

Identity Theft

How to Protect Your Identity on Instagram

How to Protect Your Identity on Instagram

Instagram is a convenient and fun site for sharing your videos and photos with friends, family and colleagues. But the service, which by default allows anyone to view your profile, can leave you open to identity thieves if you don’t take steps to protect yourself. You can protect your privacy and personally identifiable information (PII)… Read More

How I’m Rebuilding My Credit After Bankruptcy

Credit Score

How I’m Rebuilding My Credit After Bankruptcy

How I’m Rebuilding My Credit After Bankruptcy

Tracy M. (he asked we not share his full name) is rebuilding his credit for the second time. It’s a long haul but despite numerous obstacles — including six-figure student loan debt that has tripled due to fees and interest — he’s not giving up. His experience with credit started in college when a furniture store offered his a… Read More

Could I Inherit My Loved One’s Debt?

Managing Debt

Could I Inherit My Loved One’s Debt?

Could I Inherit My Loved One’s Debt?

Losing a loved one is never easy, and it’s only made harder when you’re left wondering how to deal with the debt they left behind. Studies show that more people are entering retirement with debt, increasing the likelihood that they’ll be leaving some of it behind when they pass away. But will you, as their… Read More

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