How to Save $100,000 By the Time You’re 30

Personal Finance

How to Save $100,000 By the Time You’re 30

How to Save $100,000 By the Time You’re 30

You might have heard an absurd-sounding parable that often makes the rounds on personal finance blogs. This story is about two siblings who want to have a comfortable retirement — let’s make them sisters for this article’s purposes. The first sister starts saving in her 20s and manages to save $100,000 by the time she… Read More

4 Tips for Summer House Hunters

Mortgages

4 Tips for Summer House Hunters

4 Tips for Summer House Hunters

Making the decision to buy versus rent is a big step. A home will likely be the largest single purchase you make. Summer is often the big season for real estate; many families with children hope to be settled by the time school starts. In particularly hot real estate markets, houses can sell very quickly,… Read More

10 Places Where Homebuyers Can Still Find Deals

Mortgages

10 Places Where Homebuyers Can Still Find Deals

10 Places Where Homebuyers Can Still Find Deals

In most of the country, buyers have the advantage over sellers in the housing market. In April, 59% of counties in RealtyTrac’s monthly Home Sales Report reported that homes sold at less than market value, on average. In 27% of counties, homes sold at above market value, and in 14% homes sold for almost exactly… Read More

5 Credit Card Mistakes You Can Bounce Back From

Credit Cards

5 Credit Card Mistakes You Can Bounce Back From

5 Credit Card Mistakes You Can Bounce Back From

Few credit card users (if any) get through life without making a financial misstep or two when using plastic. Even something that seems like an innocent oversight could seriously damage your credit standing, but in many cases, a single mistake isn’t a big deal. Before you start kicking yourself, find out if there’s a simple… Read More

Sen. Al Franken: Millions of Americans Are Struggling to Pay Off Student Loan Debt & It’s Damaging Economic Growth

Students

Sen. Al Franken: Millions of Americans Are Struggling to Pay Off Student Loan Debt & It’s Damaging Economic Growth

Sen. Al Franken: Millions of Americans Are Struggling to Pay Off Student Loan Debt & It’s Damaging Economic Growth

Last year, at the University of Minnesota in Minneapolis, I met Joelle Stangler, a sophomore who was the incoming student body president. Joelle had graduated from Rogers High School in Minnesota as the valedictorian, with a 4.12 GPA. Joelle doesn’t lack motivation. Both of Joelle’s parents were teachers, and in fact she comes from a… Read More

Ouch! A Data Breach Now Costs $3.8 Million

Identity Theft

Ouch! A Data Breach Now Costs $3.8 Million

Ouch! A Data Breach Now Costs $3.8 Million

From the consumer perspective, finding out your information has been compromised in a data breach is an annoying and costly interruption, but the business side is pretty unpleasant, too. The average data breach now costs the targeted company $3.8 million, or $154 per stolen record containing sensitive information, according to the newest edition of an… Read More

How Much Insurance Do You Really Need?

Personal Finance

How Much Insurance Do You Really Need?

How Much Insurance Do You Really Need?

If you have dependents, you probably need life insurance. However, there are many aspects to buying insurance that can make the purchasing process confusing. Do you need term or whole life insurance? How long a time do you want to be covered? Where should you buy your insurance policy? But before all that, it’s important to figure out… Read More

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