Visa vs. Mastercard: What’s the Difference?

Credit Cards

Visa vs. Mastercard: What’s the Difference?

Visa vs. Mastercard: What’s the Difference?

The names Visa and MasterCard are paired nearly as frequently as Minneapolis and St. Paul or Dallas and Fort Worth. But while these major cities are close neighbors, Visa and MasterCard are large payment networks that compete against each other. But to cardholders, Visa and MasterCard sometimes appear to be interchangeable. What’s the Difference? To most credit… Read More

Who’s Not Allowed to See Your Credit Score?

Credit Score

Who’s Not Allowed to See Your Credit Score?

Who’s Not Allowed to See Your Credit Score?

One of the most common complaints about credit scores isn’t even true — that your employer or potential employer can see your credit score. “That’s probably the most common myth that that I hear about credit reports and scores,” said Rod Griffin, director of public education for credit bureau Experian. Generally, anyone who can legally… Read More

What’s the Right Debt Payoff Plan for You?

Managing Debt

What’s the Right Debt Payoff Plan for You?

What’s the Right Debt Payoff Plan for You?

Behind on student loan payments? Caught up in credit card debt? Being hounded about personal loans? It can be difficult to decide where to start and how to make the biggest dent in your financial obligations, but you probably know you should. Not everyone is in the same financial situation, not everyone even has the… Read More

Not So FAFSA: How to Avoid a Student Aid Scam

Students

Not So FAFSA: How to Avoid a Student Aid Scam

Not So FAFSA: How to Avoid a Student Aid Scam

As July melts into August, many college-age students are once again turning their thoughts (if they haven’t done so already) to that beast of complexity, the FAFSA form – which students must fill out if they want to receive financial aid. While there are many reputable companies that help prepare FAFSA forms, there are a… Read More

Inheritance 101: How to Leave Your Home to Your Kids

Personal Finance

Inheritance 101: How to Leave Your Home to Your Kids

Inheritance 101: How to Leave Your Home to Your Kids

For many of you, your home is probably your most valuable asset and it’s likely that you are very clear about whom you want to end up with it when you die. For example, if you are a parent you probably want your children to inherit your home. However, ensuring that your wishes become reality… Read More

The Real Reason Behind Skyrocketing College Tuition

Students

The Real Reason Behind Skyrocketing College Tuition

The Real Reason Behind Skyrocketing College Tuition

Sara Goldrick-Rab is among the loudest critics of America’s structures designed to fund college education. She’s a professor of Educational Policy Studies and Sociology at the University of Wisconsin-Madison, working for a state school that is squarely in the cross-hairs of Wisconsin Gov. Scott Walker’s plans to cut funding and eliminate tenure. Her writings include… Read More

Americans Are Holding Onto Their Cars Longer Than Ever

Auto Loans

Americans Are Holding Onto Their Cars Longer Than Ever

Americans Are Holding Onto Their Cars Longer Than Ever

For years, Americans have been driving older and older cars, bringing the average age of vehicles in operation to 11.5 years at the start of this year — that’s the highest it has been since analytics company IHS Automotive started tracking the metric. Americans continue to drive increasingly older cars partly because vehicle quality has… Read More

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