4 Reward Credit Cards That Were Too Good to Last

Credit Cards

4 Reward Credit Cards That Were Too Good to Last

4 Reward Credit Cards That Were Too Good to Last

Once of the biggest allures in life is scarcity, as we all want what we can’t get. In the extremely competitive world of credit cards, there have been banks that have gone a bit too far, and offered products with rewards that were so generous as to be unsustainable. In other cases, there have been some… Read More

What Was the First Social Security Number?

Identity Theft

What Was the First Social Security Number?

What Was the First Social Security Number?

On Dec. 1, 1936, newspapers across the United States ran stories about John David Sweeney, Jr., the first person to receive a Social Security number. Ironically, Sweeney died before he received any Social Security benefits, according to the Social Security Administration‘s history website. Sweeney was the face and name the media got to put on… Read More

7 Tips for Moving Back Home

Personal Finance

7 Tips for Moving Back Home

7 Tips for Moving Back Home

With crippling student loan payments and a bleak (yet improving!) job market, the boomerang effect is stronger than ever. In fact, a Pew Research Center study reveals that 36% of young adults between age 18 and 31 in the United States moved back home to live with their parents in 2012. That’s the highest percentage… Read More

A Debt Collector Contacted You — Now What?

Managing Debt

A Debt Collector Contacted You — Now What?

A Debt Collector Contacted You — Now What?

Every day, hundreds of thousands of consumers are contacted by debt collectors regarding delinquent debts. As a debt collector myself, I can tell you that getting a debt collection call is not on anyone’s list of favorite things and never will be. In fact, it probably ranks dead last. Unfortunately, avoiding a debt collector isn’t… Read More

Can I Get a Credit Card If I Don’t Have a Job?

Personal Finance

Can I Get a Credit Card If I Don’t Have a Job?

Can I Get a Credit Card If I Don’t Have a Job?

While the overall job market has improved over the past few years since the Great Recession, not everyone has been able to return to the workforce. At the same time, others are without employment because they are in school, transitioning to a new career, are stay-at-home parents, or have simply retired. In these situations, is it still… Read More

How to Challenge a Debt Collector & Win

Managing Debt

How to Challenge a Debt Collector & Win

How to Challenge a Debt Collector & Win

A reader, Anthony, wrote to me to share the success he had in dealing with the debt collection issues he faced earlier this year. He started off with the goal of settling an old unpaid credit card, and ended up winning in court and getting his costs covered. He wrote: “Hi Michael, I contacted you… Read More

8 Secrets to Getting College Scholarships

Students

8 Secrets to Getting College Scholarships

8 Secrets to Getting College Scholarships

With the cost of college steadily increasing, paying for school can be seriously daunting to prospective students. Student loans may seem like the only option, but there are ways to get money for school that don’t have to be paid back … ever. Check out the following tips to help secure scholarships that can help pay… Read More

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