College Students Are Actually Pretty Good With Credit Cards

Students

College Students Are Actually Pretty Good With Credit Cards

College Students Are Actually Pretty Good With Credit Cards

When people think of credit cards and college students, they don’t often conjure up an image of a responsible young adult, either because of stereotypes they’ve been exposed to or their own negative experiences. In reality, college students generally do a decent job managing their credit cards — at least, that’s what one survey suggests.... Read More

Is the ‘Southwest Effect’ Driving Down Airfare?

Personal Finance

Is the ‘Southwest Effect’ Driving Down Airfare?

Is the ‘Southwest Effect’ Driving Down Airfare?

You may have heard of the “Southwest Effect,” a term airline industry experts use to describe how airfares offered by the nation’s major carriers decline when Southwest Airlines competes on certain domestic routes. The Southwest Effect has even applied to foreign routes, however, a new study shows that may no longer be the case. “Our latest study shows that Southwest Effect did... Read More

Do You Need HARP to Refinance Your Mortgage?

Mortgages

Do You Need HARP to Refinance Your Mortgage?

Do You Need HARP to Refinance Your Mortgage?

Following the economic downturn, the government launched, and then revamped, the Home Affordable Refinance Program (HARP) to help homeowners who owed more on their mortgage than their home was worth. The program is still in play to this day, though it’s set to expire this December. If you’re thinking about using HARP to refinance, here’s... Read More

3 Ways Your Credit Report Could Be Wrong About You

Credit Score

3 Ways Your Credit Report Could Be Wrong About You

3 Ways Your Credit Report Could Be Wrong About You

Most of us take pride in the way we present ourselves to people — our actions, appearance and words tell the world who we are. Our credit reports should work the same way and be an accurate representation of us as consumers. This way, lenders can use them to fairly evaluate loan and credit applications... Read More

What You Need to Know About Citi’s Latest Costco Credit Card Blunder

Credit Cards

What You Need to Know About Citi’s Latest Costco Credit Card Blunder

What You Need to Know About Citi’s Latest Costco Credit Card Blunder

Some Citi Costco Anywhere Visa credit cardholders took to social media late last week, expressing surprise over receiving letters from the bank that their accounts had been closed. Some letters reportedly contained the names of other cardholders, with the last four digits of their accounts, which caused people to fear the accounts had been hacked.... Read More

Can a Lender Just Take Money Out of My Bank Account?

Managing Debt

Can a Lender Just Take Money Out of My Bank Account?

Can a Lender Just Take Money Out of My Bank Account?

It’s every borrower’s worst nightmare: You check your savings account only to find it’s been sapped by a lender. You had no idea this was coming, and even worse, you’re not sure that it’s legal. What do you do? This recently happened to one Credit.com commenter, who wrote in with this nightmare scenario that’s been edited... Read More

A New Credit Bureau Is Opening & It’s All About Payday Loans

Personal Loans

A New Credit Bureau Is Opening & It’s All About Payday Loans

A New Credit Bureau Is Opening & It’s All About Payday Loans

As federal regulators continue efforts to rein in the payday loan industry, one surprising byproduct will likely be the creation of a new kind of credit bureau. The Consumer Financial Protection Bureau has proposed new rules dealing with short-term, high-interest loans like title and payday loans. These mainly focus on preventing consumers from getting trapped... Read More

4 Colors You Should Never Paint Your Home

Mortgages

4 Colors You Should Never Paint Your Home

4 Colors You Should Never Paint Your Home

A fresh coat of paint is a fairly inexpensive way to refresh the look of your home; the average exterior paint job costs about $2,600, while interior paint costs $1,660, according to Home Advisor. But choose the wrong shade and you could wind up regretting it later. Paint your home with a weird color either... Read More

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