At the start of a new year, many of us make resolutions. Often, these resolutions can seem to contradict each other. For example if getting healthy was on your list, you might have joined a gym. But that added cost is cutting into your goal of saving more money in 2014. The two resolutions don’t… Read More

If you learn only one thing about credit, let it be this: Pay your bills on time. Fail to do so, and you’ll have trouble getting loans or credit cards. Think of it this way: When you apply for a job, your potential employer looks at your resume and watches out for any indication you… Read More

Someday, your kid’s credit score will be his or hers alone. But in the meantime, if you want to give her a running start, there are things you can do to make sure those all-important digits start high, so your kid will work to maintain the scores rather than to build credit from scratch, which… Read More

When buying your first home, you’ll have lots of lingo to get caught up on quickly. Understanding the process can help limit the surprises during what is likely the biggest purchase you have ever made in your life. A good faith estimate can help. A good faith estimate approximates the final cost of completing the… Read More

Believe it or not, this winter’s snow and cold will eventually be a thing of the past. And with the spring will come the nearly irresistible urge to purge your house of all the extra stuff that is lurking in the closets, hanging out in the garage or hiding under your kids’ beds. While a… Read More

This week, Credit.com experts Adam Levin (chairman and co-founder of Credit.com) and Gerri Detweiler (Credit.com’s director of consumer education) spoke with reporters at various news outlets about credit and security issues confronting consumers, like ATM fraud, credit freezes and the value of free credit scores…

Mortgage lenders create rate sheets every day. These tables or spreadsheets detail interest rates and costs. Looking at the rate sheets from several lenders can help you when shopping for a mortgage. Here are some tips to help you read a mortgage rate sheet. What It Tells You Most rate sheets start at the same… Read More

Dolly Parton’s “9 to 5” may have worked as an anthem for millions of employees in the 1980s, but it’s hardly a fitting song for the elevated number of involuntary part-time workers in the U.S. today. According to the Bureau of Labor Statistics, about 7.2 million people were employed as involuntary part-time workers in January…. Read More

Loans can be pretty tricky to repay when you lose the money you borrowed in the first place. That’s why gambling with borrowed money is generally not a good idea. Still, people do it, and it could hurt more than just your bottom line. Your credit can take a hit if you’re not careful when… Read More

April 15 gets all the attention, but it’s not the only tax deadline. If you turned 70 1/2 in 2013 (or if someone in your family did), you’ve got an important one coming up. April 1 is the deadline for people who turned 70 1/2 to take their first annual required minimum distribution (RMD) from… Read More