Should high school seniors get a credit card to build credit? For these young adults and their parents, the question isn’t academic. They face this question as soon as they turn 18. The benefits of building good credit are numerous; lower interest rates when you borrow and lower insurance premiums are just two of them…. Read More

You want a great credit score?  First you need to know what you’re working with. Even if you know the number of your score, you won’t know if it’s good or bad until you know the range used by the scoring model. If you have poor credit, you may be dealing with a score in… Read More

One of the biggest obstacles homebuyers will face is being able to show enough income to offset their debts — in addition to a proposed housing payment. If you don’t show enough income to offset your debts according to the bank’s requirements, you may have trouble getting the loan. With that in mind, there is… Read More

You know that feeling when finish writing an email, press “send” and immediately realize you made a mistake (aka one of the worst feelings ever)? Once you’re done yelling, “Nooooo!” you likely start writing a corrected message. That’s essentially what you have to do if you make a mistake when filing your taxes. Go ahead,… Read More

Your next vacation is probably fun to think about, but the thought of paying for it may not be. Sometimes we have to think about the not-so-fun things so we can enjoy the fun ones. Spend a little time considering the following four “not fun” topics so your next vacation can be stress-free. 1. Life… Read More

In February, a scam surfaced that alerted Netflix users their accounts had been compromised and they needed to call customer support to resolve the issue. The 800-number connected users with hackers trying to get customers’ personal information — a practice known as phishing — as well as attempting to search victims’ computers using remote-access software…. Read More

If you’ve ever applied for a credit card or loan, you’re probably aware that your credit score was used in the application review process. But that wasn’t always the case. Lenders started using credit scores for consumer loan products in the 1980s, but the roots of credit scoring came decades earlier. In 1941, the National… Read More

God lives in Brooklyn. No, really. God Gazarov, New York resident, has been in the news lately because of a lawsuit over his credit history. Gazarov says credit reporting agency Equifax doesn’t accept his first name as legitimate, and, as a result, it falsely reports that he has no credit history. He said that snag… Read More

If you don’t know your credit score, you have a few options for figuring it out: You can purchase one, get an account with a company that provides them for free or use a credit score calculator. All these options can help you get an idea of your credit standing and allow you to set… Read More

One of the more commonly touted tactics to combat wage inequality is to advise people to openly discuss their salaries with co-workers and perhaps even friends. Last week President Barack Obama signed an executive order banning federal contractors from retaliating against employees who discuss salaries at work. In an article discussing the move, Fortune magazine suggested that… Read More