When a Data Breach Is an Inside Job

Identity Theft

When a Data Breach Is an Inside Job

When a Data Breach Is an Inside Job

While companies can spend millions on their IT security systems to prevent cyberattacks and other common security risks, they may be fighting a losing battle if their worst enemy already has the password and unrestricted access to their systems. While breaches and other security events from external causes are difficult to detect, tracking insider attacks… Read More

What Do Your Credit Card Numbers Mean?

Credit Cards

What Do Your Credit Card Numbers Mean?

What Do Your Credit Card Numbers Mean?

Most Americans carry around some sort of credit or debit card, embossed with a 15- or 16-digit card number on the front. But what exactly do those numbers mean? Are they sequential, random or do they follow some other type of pattern? It turns out that there is meaning behind those numbers. Looking at the first… Read More

The Most Misunderstood Part of Your Credit Report

Credit Score

The Most Misunderstood Part of Your Credit Report

The Most Misunderstood Part of Your Credit Report

If you’ve checked your credit reports or reviewed your credit scores recently, you probably noticed the section of your credit report called “inquiries,” which lists the names of companies that have reviewed your report recently. While most consumers are generally aware that these credit checks can affect their credit scores, they often still find the… Read More

America’s Favorite Credit Card Issuers

Credit Cards

America’s Favorite Credit Card Issuers

America’s Favorite Credit Card Issuers

Consumer satisfaction with credit card issuers is at an all-time high, with cardholders’ opinions heavily swayed by the way an issuer handles fraud and data breaches. These are among the many findings in the 2014 J.D. Power U.S. Credit Card Satisfaction Study, which named American Express and Discover as the issuers with the most satisfied… Read More

3 Ways to Pay Off Your Mortgage Early

Mortgages

3 Ways to Pay Off Your Mortgage Early

3 Ways to Pay Off Your Mortgage Early

Buying a house is a costly financial commitment with longstanding effects on your finances. Deciding how much mortgage you can afford and how you want to structure your payment schedule can make a big difference in your future. Depending on your arrangement, you could be making payments on your property for 10, 20 or even… Read More

How to Make Sure Your New Car Isn’t a Clunker

Auto Loans

How to Make Sure Your New Car Isn’t a Clunker

How to Make Sure Your New Car Isn’t a Clunker

Show me the Carfax. Remember when those commercials first hit the airwaves? It was only a matter of time before dealerships everywhere started touting a Carfax report with every used car. The reports promised an almost crystal ball view into the history of a vehicle. Sellers could no longer hide accidents, major repairs or faulty… Read More

The Dangers of Online Dating

Personal Finance

The Dangers of Online Dating

The Dangers of Online Dating

After years of searching for love in all the wrong places, you’ve finally hit the jackpot. Prince Charming is only a keystroke away, and you found him via social media or at an online dating site. But is he really “the one”? Online dating scams are common, and they cost victims more than $50 million… Read More

4 Tips for Furnishing an Empty Home on a Budget

Mortgages

4 Tips for Furnishing an Empty Home on a Budget

4 Tips for Furnishing an Empty Home on a Budget

Choosing a new home can be very exciting. There are lots of things to do when getting ready to move into a new property. If you are moving out on your own for the first time or upgrading to a larger place, you might find yourself moving into a mostly empty home. While this means… Read More

Another Target Security Breach?

Identity Theft

Another Target Security Breach?

Another Target Security Breach?

The U.S. Postal Inspection Service is looking into a security breach involving Target stores in central California, ABC affiliate KXTV in Sacramento reports, though it is unrelated to the cyberattack that affected Target stores across the country at the end of 2013. The new issue was detected in January, and investigators identified a suspect in April. Postal… Read More

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