If you want to build credit, don’t want to go into debt and don’t want to use a credit card, you’ve got a bit of a problem. You can definitely build credit without going into debt, but that generally requires using a credit card. There are plenty of ways to build credit without using a... Read More

A new rule imposed by the credit card associations took effect Oct. 1, 2015, mandating that merchants accept chip cards or face increased liability for fraud. The date passed last year with a lot of fanfare and considerable frustration; many smaller merchants complained they weren’t ready. Chip cards had been available for more than a... Read More

Sometimes, your phone number gets associated with a loan you’ve never applied for. We can never be sure why it happens: Perhaps it was the debtor’s phone number before it was yours, or they invented what they thought was a fake number because they don’t own a phone, or maybe they’re just trying to hide... Read More

If you clicked here just to confirm that you have nothing to worry about, sorry – there’s plenty to worry about. This is the part in the movie when the doctor takes off her mask and gloves with a defeated sigh and delivers the dreaded news: something went horribly wrong — and we’re all potentially... Read More

Here are some of our favorite clever ways to maximize your storage and food prep space... Read More

Some charities or causes seem to get more financial attention than others in terms of where wealthy people donate their money. And now we have a bit more insight into where that is, thanks to this sneak peek of an extensive report from the U.S. Trust and the Indiana University Lilly Family School of Philanthropy called... Read More

In 2005, Brian Faux was working as a client relations manager at a major bank. This was years before the mortgage crisis had set in and millions of Americans lost their homes. “I don’t think the vast majority of us had any poor intentions,” Faux, who lives in New York, said in a phone interview. But he admits the... Read More

When you’re not sure if you can pay your credit card bill each month, it can be excruciating just to look at your statement. When this happens, your total outstanding balance will jump out at you, and even the amount of your minimum payment can cause your pulse to race. If you are having trouble... Read More

Getting tickets to the Jingle Ball tour each winter is no easy task, as each stop tends to sell out within minutes. But landing one of these coveted tickets just got a bit easier for Capital One cardholders. Consider it an early Christmas miracle. According to an email from a Capital One spokesperson, any Capital... Read More

Green Dot Corp., a company best known for its prepaid debit card products (and celebrity endorser Steve Harvey), is now offering a secured credit card. Like most secured credit cards, the Green Dot Platinum Visa Secured Credit Card is “designed to help people with no prior credit history or those with poor credit scores build... Read More