3 Things to Do Before You Buy Life Insurance

Personal Finance

3 Things to Do Before You Buy Life Insurance

3 Things to Do Before You Buy Life Insurance

When it comes to making major purchases like a home, many people spend time beforehand preparing. It’s a good idea to think of life insurance the same way. A life insurance policy can help pay off a mortgage loan so beneficiaries can continue to live in the home or to remove the immediate need to… Read More

5 Money Moves Newlyweds Forget to Make

Personal Finance

5 Money Moves Newlyweds Forget to Make

5 Money Moves Newlyweds Forget to Make

Once you’ve tied the knot and made it past the honeymoon phase, reality sets in. Love won’t always save the day, but healthy communication offers a fighting chance. So while the two of you are sorting everything out and settling into your new life as one, a money talk should be at the top of the… Read More

What You Need to Know About Buying a Vacation Home

Mortgages

What You Need to Know About Buying a Vacation Home

What You Need to Know About Buying a Vacation Home

Buying a home is a big decision that includes understanding how much house you can afford and working through the mortgage and purchase process. Some people will only do this once. Others will replace their main residence a few times – selling their home to buy another one. Still other people will keep their home and purchase… Read More

10 Ways to Fight High Medical Bills

Managing Debt

10 Ways to Fight High Medical Bills

10 Ways to Fight High Medical Bills

We may all have health insurance now, but that doesn’t make our medical bills magically disappear. No, we still have plenty to pay out-of-pocket. In recent years, employers have shifted a greater portion of health care costs to workers. The 19th annual Towers Watson/National Business Group on Health employer survey found that employees now pay for 37%… Read More

What to Look for When Searching for a New Home

Mortgages

What to Look for When Searching for a New Home

What to Look for When Searching for a New Home

The process of finding the perfect home usually has many steps. Once you’ve determined how much house you can afford, you can look seriously at the options. While some things may be obvious right away, such as a broken window, others require you to pay a little more attention. Here are four specifics to check… Read More

The Biggest Retirement Mistakes You’re Making

Personal Finance

The Biggest Retirement Mistakes You’re Making

The Biggest Retirement Mistakes You’re Making

We may love to dream and fantasize about our retirement, but we usually don’t look forward to the retirement planning. Thinking about a long-term goal like retirement can be overwhelming, but it can also be inspiring. Sometimes knowing what we are working toward can help motivate us to establish healthy financial habits and get there…. Read More

Legislators Propose Interest Rate Cap, But Will It Work?

Personal Loans

Legislators Propose Interest Rate Cap, But Will It Work?

Legislators Propose Interest Rate Cap, But Will It Work?

Congress is taking aim at high-rate, short-term lenders in the U.S. Representatives Matt Cartwright and Steve Cohn are joining forces with Senators Dick Durbin, Barbara Boxer, Richard Blumenthal, Jeff Merkley and Sheldon Whitehouse to establish a national usury limit for consumer credit transactions. Their targets are banks and finance companies that market payday- and account-advance… Read More

How I Got My Credit Score to 847

Credit 101

How I Got My Credit Score to 847

How I Got My Credit Score to 847

Before I had a credit card — before I even knew what a credit card was — I knew credit card debt was something to be avoided at all costs. I hadn’t yet graduated from banking of the piggy variety, and my mom already had me thinking about debt. She used my childhood curiosity as… Read More

Is Your Car Loan Too Expensive?

Auto Loans

Is Your Car Loan Too Expensive?

Is Your Car Loan Too Expensive?

As the U.S. economy recovers from the recession, many lenders have eased financing standards, resulting in an increase in loans available to consumers with poor credit. The earliest and strongest recovery came in the auto market, and while a bump in subprime used-car lending has triggered some murmuring of a bubble, it appears to be… Read More

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