This week, Credit.com experts Adam Levin (chairman and co-founder of Credit.com) and Gerri Detweiler (Credit.com’s director of consumer education) spoke with reporters at various news outlets about credit and security issues confronting consumers, like ATM fraud, credit freezes and the value of free credit scores…

Mortgage lenders create rate sheets every day. These tables or spreadsheets detail interest rates and costs. Looking at the rate sheets from several lenders can help you when shopping for a mortgage. Here are some tips to help you read a mortgage rate sheet. What It Tells You Most rate sheets start at the same… Read More

Dolly Parton’s “9 to 5” may have worked as an anthem for millions of employees in the 1980s, but it’s hardly a fitting song for the elevated number of involuntary part-time workers in the U.S. today. According to the Bureau of Labor Statistics, about 7.2 million people were employed as involuntary part-time workers in January…. Read More

April 15 gets all the attention, but it’s not the only tax deadline. If you turned 70 1/2 in 2013 (or if someone in your family did), you’ve got an important one coming up. April 1 is the deadline for people who turned 70 1/2 to take their first annual required minimum distribution (RMD) from… Read More

Retiring can be a frightening subject. Where is the income going to come from once you pull the plug? How much will you need? How will you spend your days? These are all important questions you have to address. But what if you don’t have the answers? The last thing you want to do is… Read More

FICO announced Wednesday it would release its latest credit scoring model, called FICO Score 9, this summer. As with all credit scoring formulas, the idea is for this FICO Score 9 to be the best indication of consumers’ creditworthiness. Credit scores are predictive models that help lenders decide whether or not to approve a borrower… Read More

Wasting time recently on a discussion board for rabid sports fans, my eyes stopped on a phrase that shocked me: “endowment effect.” Dropped casually in among the emotional discussion of who’s the best offensive or defensive player was a high-fallutin’ term from economics. I thought it out of place for a moment, but quickly realized… Read More

Thousands of credit and debit card numbers seem to have been stolen from Sally Beauty Supply, a national beauty-products chain, according to a report from security blogger Brian Krebs. About 282,000 stolen cards went up for sale on an underground crime store March 2, Krebs writes, and a sample of cards bought and analyzed by… Read More

We’ve all had the experience of answering the phone only to have the “Sorry, I think you have the wrong number” conversation. Maybe there’s some awkward exchange after that, perhaps an apology, and then someone hangs up. The end. Imagine it went differently: What would you do if the caller said, “I don’t care you’re… Read More

Home equity lending surpassed 2009 levels in 2013, with $111 billion in new home equity lines of credit (HELOCs) opened. In the fourth quarter, new lending increased 43% from quarter four 2012, according to data from Experian-Oliver Wyman Market Intelligence Reports and Experian’s IntelliView tool. For those familiar with the events leading up to the… Read More