Black Students More Likely to Graduate With Student Loan Debt

Students

Black Students More Likely to Graduate With Student Loan Debt

Black Students More Likely to Graduate With Student Loan Debt

Black college graduates are not only more likely to have student loan debt than their white classmates but also significantly less likely to be financially thriving in their postgraduate years, shows an analysis of the Gallup-Purdue Index. For decades, black students have more frequently borrowed than white students to finance a higher education, historical data… Read More

The Struggle to Make the Checkout Lane Safer

Identity Theft

The Struggle to Make the Checkout Lane Safer

The Struggle to Make the Checkout Lane Safer

Data breaches have the financial security spotlight right now, as they should: In less than a year, more than 100 million consumer payment cards have been compromised in massive attacks on companies like Target, Neiman Marcus, Michaels, Sally Beauty Supply, P.F. Chang’s and, most recently, Home Depot. If you haven’t felt the data breach fatigue… Read More

Why Private Student Loans Could Be a Better Deal Than Federal Loans

Students

Why Private Student Loans Could Be a Better Deal Than Federal Loans

Why Private Student Loans Could Be a Better Deal Than Federal Loans

There’s a consensus in the student loan world that students and their families should consider taking out federal loans before applying for private ones, and there are sound reasons behind that logic: Many federal student loans have benefits like a repayment grace period, the option of applying for income-based repayment and loan-forgiveness programs. Federal loans… Read More

Does Your Credit Score Care Where You Shop?

Credit Score

Does Your Credit Score Care Where You Shop?

Does Your Credit Score Care Where You Shop?

With all the information our actions generate — from websites we visit, places we travel to and things we buy — it’s no wonder why people worry about Big Data affecting their finances. So you may wonder: Does what you buy affect your credit score? Credit reports and credit scores, two major components of your… Read More

3 Smart Ways to Use a Personal Loan

Personal Loans

3 Smart Ways to Use a Personal Loan

3 Smart Ways to Use a Personal Loan

All things being equal, most of us would prefer not to carry debt. But there are times when it may be unavoidable. When that happens, you want to make sure you try to pick the best way to borrow. Sometimes that may be a low rate credit card, but at other times a personal loan… Read More

How to Keep Track of Your Spending on Multiple Credit Cards

Credit Cards

How to Keep Track of Your Spending on Multiple Credit Cards

How to Keep Track of Your Spending on Multiple Credit Cards

There are some good reasons that credit card users may want to have multiple accounts open at the same time. Often, cardholders are trying to take advantage of the unique benefits of different cards, such as bonus rewards for certain categories of spending. Some earn tremendous amounts of points and miles through generous sign-up bonuses. Others choose… Read More

The Most Important Money Milestones for New Grads

Students

The Most Important Money Milestones for New Grads

The Most Important Money Milestones for New Grads

Of the roughly 21 million students attending U.S. colleges and universities during this school year, 1 million will earn an associate’s degree, 1.8 million will earn a bachelor’s degree, 821,000 will earn a master’s degree and 177,500 will earn a doctoral degree, according to the National Center for Education Statistics. So if you happen to be a… Read More

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