The Cars With the Best Resale Value

Auto Loans

The Cars With the Best Resale Value

The Cars With the Best Resale Value

Lexus and Subaru produce vehicles with the best resale values when compared to other car makers, according to a recent report from Kelley Blue Book. It named Subaru the best brand overall and Lexus the top luxury brand for resale value, with three Subarus and six Lexuses topping their vehicle segments. Chevrolet and Toyota each had… Read More

How to Use Your Tax Refund to Change Your Life

Personal Finance

How to Use Your Tax Refund to Change Your Life

How to Use Your Tax Refund to Change Your Life

Whoo hoo! Ready for a nice, fat refund check from Uncle Sam? Taxpayers received, on average, $2,696 in refunds last year, the Treasury Inspector General for Tax Administration reports. All too often that extra money makes people splurge, even while they imagine they’re saving it, says CNBC. How do you make sure this year’s windfall makes your life better long term? Read… Read More

Most Americans Have Bad Credit, Study Finds

Credit Score

Most Americans Have Bad Credit, Study Finds

Most Americans Have Bad Credit, Study Finds

For all the headlines about the improving economy and record-low mortgage rates, most consumers aren’t in a position to benefit from them, according to a report from the Corporation for Enterprise Development (CFED).  The study found that 56% of consumers have subprime credit scores. That means they are unable to take advantage of the best — or… Read More

Can My Credit Card Company Sue Me?

Credit Cards

Can My Credit Card Company Sue Me?

Can My Credit Card Company Sue Me?

A commenter on our blog said he’d heard of a creative way to get rid of a lawsuit from a credit card issuer. “Doug” said lawyers he know have told him that suing a customer is a violation of the issuer’s arbitration clause that comes standard in nearly ever cardholder agreement out there. Here’s what he had… Read More

Will My Job Hurt My Credit?

Credit Score

Will My Job Hurt My Credit?

Will My Job Hurt My Credit?

Our lives are intertwined with employment, because money dictates so much of how people participate in society. And where do you get money? Usually, your job. Your job may determine where you live, how you socialize, what you wear and certainly how much money you can spend on all these things. As much as it’s wrapped… Read More

Can a Debt Collector Go After My PayPal Account?

Managing Debt

Can a Debt Collector Go After My PayPal Account?

Can a Debt Collector Go After My PayPal Account?

A reader recently wrote us to ask about judgments and what exactly a creditor can get access to when you owe them money. Just got a judgment today on my credit report. I know they can seize your bank account potentially (of which I have basically nothing). Can they do anything with your PayPal account?… Read More

The Simple Email Trick That Could Protect Your Identity

Identity Theft

The Simple Email Trick That Could Protect Your Identity

The Simple Email Trick That Could Protect Your Identity

“Having two identities for yourself is an example of a lack of integrity,” Mark Zuckerberg proclaimed in The Facebook Effect. Easy for him to say. Facebook has made a mint on data integrity—your personal information yoked to likes and dislikes sold to the highest bidder. But here’s some bad news for Zuck: When it comes… Read More

FICO vs. VantageScore: The Credit Score Rivalry Heats Up

Credit Score

FICO vs. VantageScore: The Credit Score Rivalry Heats Up

FICO vs. VantageScore: The Credit Score Rivalry Heats Up

VantageScore is making headway into the credit score market dominated by FICO, says the firm behind the upstart measure of credit-worthiness. Nearly one billion VantageScores were generated in 2014 — a 600% increase — says VantageScore Solutions LLC, a creation of the nation’s three credit bureaus. The number of banks using the scores increased by… Read More

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