Good News for Underwater Homeowners?

Mortgages

Good News for Underwater Homeowners?

Good News for Underwater Homeowners?

Call them the invisible victims of the housing collapse: The millions of homeowners who’ve spent nearly a decade dutifully making mortgage payments on homes worth less than the balance of their loans. Known as “being under water,” many in this crowd were never in danger of losing their home. But that doesn’t mean they didn’t... Read More

What Happens If You Go Over Your Credit Card Limit?

Credit Cards

What Happens If You Go Over Your Credit Card Limit?

What Happens If You Go Over Your Credit Card Limit?

Credit cards certainly have their limits, but it is often possible to go over them. Thanks to new restrictions in the Credit Card Accountability, Responsibility and Disclosure Act, some issuers have stopped allowing cardholders to spend beyond their credit limits. But others still offer what’s essentially a credit card version of overdraft coverage. This option,... Read More

Identity Theft Is Dead! Long Live Identity Theft!

Identity Theft

Identity Theft Is Dead! Long Live Identity Theft!

Identity Theft Is Dead! Long Live Identity Theft!

Incidents of identity theft held fairly steady last year, according to a new report by Javelin Strategy and Research. It would seem with time-honored methods of ripping people off going the way of Bonnie and Clyde, fraudsters — ever sophisticated, creative and persistent — scrambled to find new ways to increase revenues in 2015. Of... Read More

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