5 Things You Must Consider Before Borrowing Money

Managing Debt

5 Things You Must Consider Before Borrowing Money

5 Things You Must Consider Before Borrowing Money

It seems that people are getting loans all the time — for homes, cars, college, house renovations, even new business ventures. Borrowing money can be great when you need an immediate infusion of cash, but it doesn’t come without risks. Check out some of the following dangers associated with borrowing money. 1. High Interest Payments When… Read More

How to Write a Will That Won’t Cause a Family Feud

Personal Finance

How to Write a Will That Won’t Cause a Family Feud

How to Write a Will That Won’t Cause a Family Feud

There is a saying that the love of money is the root of all evil. But few things can break up a family more than money issues upon the settlement of a parent’s or life partner’s estate. Family harmony is usually an important issue when parents write out their final distribution wishes in their will…. Read More

Help! I Have No Credit Score

Credit Score

Help! I Have No Credit Score

Help! I Have No Credit Score

Establishing a good credit score can be a confusing process, especially if you are getting conflicting advice about the best way to do it. A Credit.com blog reader asked us recently about the best way to build a credit score. He said he plans to start with a secured credit card, but some people are… Read More

6 Common Money Mistakes College Freshmen Make

Students

6 Common Money Mistakes College Freshmen Make

6 Common Money Mistakes College Freshmen Make

College freshmen across the country are settling in at school for the first time and, with the high cost of tuition, money is in short supply. But even if they’ve gotten great deals on their textbooks and saved money on their school supplies, are they prepared to be responsible now that they’re making their own financial… Read More

Where Should I Put My Emergency Fund? (Besides the Mattress)

Personal Finance

Where Should I Put My Emergency Fund? (Besides the Mattress)

Where Should I Put My Emergency Fund? (Besides the Mattress)

Are you trying to decide if you need an emergency fund? Do you already know that you need one and are just looking for a way to start saving? Perhaps you want an emergency fund with a little extra yield. If any of these scenarios sound like you, keep reading because there’s little bit of something… Read More

Does an FHA Loan Limit Your Homebuying Options?

Mortgages

Does an FHA Loan Limit Your Homebuying Options?

Does an FHA Loan Limit Your Homebuying Options?

In many housing markets, there is more demand for homes than there is supply, which can create intense competition. Let’s say you’re pre-approved for an FHA loan and find a home you like, but your competition comes to the table with cash — here’s what you need to know. Stigma Tied to FHA Loans FHA… Read More

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