Article Updated June 12, 2018 by Mia Taylor Many financial experts like to say there’s no guarantee you can significantly change a credit score in a mere six months. However, those same experts have an entire arsenal of actionable tips designed to help you make significant progress (which we’ve shared below) if your mission is... Read More
Millennials get a bad rep. While the internet is busy circulating speculative articles about how the millennial generation is killing off napkins and fabric softener, members of that generation are just trying to scrounge enough money to keep up with increasing housing costs. Tiny homes offer an exciting living option somewhere between renting and buying... Read More
The job market for recent college graduates can be very competitive. Openings in your chosen field may be hard to come by; according to data from the New York Federal Reserve, around 43% of recent graduates work a job that doesn’t require a college degree. Stiff competition makes it tough to stand out, and you... Read More
Financial literacy is a skill that’s often honed and improved with time, not something that necessarily comes naturally to those just embarking on their careers. In fact, research from the National Endowment for Financial Education and George Washington University found that only 24% of 23 to 35 year olds showed basic financial literacy and a... Read More
Article Updated June 6, 2018 Mia Taylor In a perfect world, unexpected medical bills would be paid for from a rainy day savings account, money you’ve specifically set aside for life’s many unplanned expenses. Unfortunately, however, not everyone has such an account. And those who do, may not necessarily have enough cash accumulated to cover... Read More
Everyone from Dave Ramsey to your neighbor down the street has an opinion about whether teenagers should have credit cards. But the fact is many already do. According to a TransUnion survey, 19% of teens have a credit card. If you want to introduce your child to the world of credit while being mindful of... Read More
Article Updated June 5, 2018 by Brian Acton Vacations can be prohibitively expensive, a cruel truth for Americans who want to travel but don’t have the money. Many will resort to borrowing; a 2017 Learnvest survey found that 74% of Americans have gone into debt for a vacation, with the average debt accrued per trip... Read More
The national student loan debt in America is at a record high of $1.45 trillion. It’s an almost mind boggling number. And it becomes even more staggering when looked at another way: there are 45 million student loan borrowers in this country, each of whom owes an average of $27,975 in educational debt. This colossal... Read More
Late credit card payments have both short-term and long-lasting consequences. You should avoid missing your payment due date, as it could result in financial penalties and damage to your credit for years to come. Here are four potential consequences of a late credit card payment. Late Fees Most credit card companies will slap you with... Read More
Summer is right around the corner, and many college students who see graduation looming on the horizon use the break from school as a time to take an internship in their field. While internships offer valuable “real world” experience and have seemed to become almost mandatory in many fields, internships often provide very little pay,... Read More
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- The Credit.com Editorial Team
Brian Acton
Elisa Ortiz
Josh Smith
Taylor White
Adam Levin
Mia Taylor
Bob Sullivan
