6 Signs You Might Want to ‘Ice’ Your Credit Card

Credit Cards

6 Signs You Might Want to ‘Ice’ Your Credit Card

6 Signs You Might Want to ‘Ice’ Your Credit Card

Do you ever feel like you should be taking a break from your credit cards? Sure, credit cards can be a secure, convenient and powerful financial tool, but sometimes we aren’t smart about using them and can find ourselves in trouble. Many Americans have gone into debt by relying heavily on their plastic. When balances climb too high, some... Read More

5 Credit Cards You Can Use Virtually Anywhere in the World

Credit Cards

5 Credit Cards You Can Use Virtually Anywhere in the World

5 Credit Cards You Can Use Virtually Anywhere in the World

Are you a world traveler? One of the incredible benefits of credit cards is their ability to be accepted wherever you go. Nevertheless, not all credit cards are ideal for international travel. For example, many cards impose a 3% foreign transaction fee on all purchases processed outside of the U.S. Plus, there are still credit cards that... Read More

8 Scams That Can Ruin Your Vacation

Identity Theft

8 Scams That Can Ruin Your Vacation

8 Scams That Can Ruin Your Vacation

Punxsutawney Phil didn’t see his shadow this year, which means spring is right around the corner. For the winter weary, however, summer is still too far away and the lure of blue-green seascapes under sunny skies is strong. If you’ve decided to take the plunge, remember: Your vacation is supposed to be a time to... Read More

The True Cost of Living in America: Cincinnati

Personal Finance

The True Cost of Living in America: Cincinnati

The True Cost of Living in America: Cincinnati

Michelle Nix has lived in a lot of places: Milwaukee, Chicago, St. Louis, Oakland, Calif. But when it came time to start a family, she went home to Cincinnati. Smart move. The once-battered Midwest city is in the middle of a radical transformation – and it ranks 8th in our recent list of affordable U.S.... Read More

Is There a Student Loan Gender Gap?

Students

Is There a Student Loan Gender Gap?

Is There a Student Loan Gender Gap?

At first glance, it appears that student loan debt does not discriminate — today, 40 million Americans have at least one student loan account, with total loan debt at about $1.3 trillion. But new research suggests that women may actually have a harder time paying back these loans. According to a study from the American... Read More

The New Credit Scores That Could Get You a Loan

Credit Score

The New Credit Scores That Could Get You a Loan

The New Credit Scores That Could Get You a Loan

Legislation introduced late last year aimed at changing the way the nation’s largest mortgage loan holders, Fannie Mae and Freddie Mac, conduct business, could signal a tipping point in how, and even if, credit scores are calculated for lending decisions. In December, U.S. Reps. Edward Royce (R-Calif.) and Terri Sewell (D-Ala.) introduced the Credit Score Competition Act... Read More

Interest Rates & Accountability: How to Solve the Student Loan Crisis

Students

Interest Rates & Accountability: How to Solve the Student Loan Crisis

Interest Rates & Accountability: How to Solve the Student Loan Crisis

After leaving Congress, I spent three years teaching at colleges across Pennsylvania. But you don’t need to be on campus to know that young Americans and their families today worry greatly about college affordability. From 1999 to 2009, college tuition rose by 73% while family income fell by 7%. The cost of higher education has... Read More

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