How Many FICO Scores Are There?

Credit Score

How Many FICO Scores Are There?

How Many FICO Scores Are There?

There are hundreds of algorithms companies use to score consumers, and even the most common credit scoring company has dozens of models. Fair Isaac Corp., more commonly known as FICO, has about 50 scores (a 2012 report from the Consumer Financial Protection Bureau puts that number at 49). How can there be so many variations on… Read More

Beth’s Story: Is Debt Settlement the Answer?

Managing Debt

Beth’s Story: Is Debt Settlement the Answer?

Beth’s Story: Is Debt Settlement the Answer?

This is the third part in a four-part series about Beth, who’s struggling to make monthly payments on her debt. I encourage people struggling with unaffordable debt to use this as a debt relief information guide. The focus of this series assumes your situation is past being able to apply conventional wisdom, like lowering monthly… Read More

Should I Get a Loan for a Used Car?

Auto Loans

Should I Get a Loan for a Used Car?

Should I Get a Loan for a Used Car?

One of the many decisions consumers must make when buying a car is whether to get a new vehicle or a used one. Even though a used car is generally cheaper than a new one, it makes the car-buying process much more complicated, especially if you need to finance it. Some people argue that taking… Read More

13 Simple Ways to Stop Wasting Food & Money

Personal Finance

13 Simple Ways to Stop Wasting Food & Money

13 Simple Ways to Stop Wasting Food & Money

Thirty-one percent of the food produced each year in the U.S. goes uneaten, according to the latest estimates from the USDA. That translates to $161.6 billion per year – or about $522 per person, per year. So to help you stop wasting hundreds of dollars in uneaten food each year, we’ve rounded up the best tips… Read More

4 Emotions That Can Cost You Money

Personal Finance

4 Emotions That Can Cost You Money

4 Emotions That Can Cost You Money

We all get emotional – it’s human nature. The trouble sometimes comes when our emotional side overrules our rational side for money matters. Check out some of the common ways emotions can hurt your finances, discover if you are an emotional spender and how to combat the problem. 1. Jealousy It is easy to become… Read More

Show Me More

Find out where you stand.
Get your FREE personalized credit report card.

Sign Up Now
X

Stay Connected to Our Experts

Please submit your email address to get credit & money tips & advice
from our team of 50+ experts, delivered weekly to your inbox.