Returning to school is a big decision that often comes with a big price tag. Before you start school again, whether you are completing an undergraduate degree or going for graduate work, it’s a good idea to evaluate how you can best prepare to get the most out of it. 1. Consider the Investment For… Read More

If you haven’t had time to catch up on the Heartbleed news, we have some info for you. Credit.com Chairman Adam Levin gave a lot of advice to consumers concerned about the impact of Heartbleed, an Internet security vulnerability that affected about two-thirds of websites. Beyond the big news surrounding Heartbleed, Adam and Credit.com’s Director of… Read More

A reader, Susan, wondered if revised laws mean that bankruptcy no longer wipes out debt, and instead requires that debts be repaid. She wrote: You have to reorganize and pay what you owe, not wipe them out. Am I correct? Just asking. Glad you asked — it can be confusing, because it depends on what… Read More

You see them at every grocery or drugstore checkout line — brightly colored Peeps calling to you from the display. Does anybody ever go to the store with Peeps on the list? Certainly nowhere near as many people as those who come home having purchased them. They’re not unlike payday loans — stay with me… Read More

Many companies are bringing back the bonus. If you are lucky enough to work for one of these companies, there are some ways you can maximize this extra money coming in. Don’t let the money disappear on you. 1. Assess the Situation Before you start treating everyone at the bar to drinks, take a step… Read More

BREAKING: When you post your passwords online, someone will use them to access your accounts and make you look like an idiot. I know, I can hardly believe it. But seriously, keep your passwords a secret. And by “secret,” I mean you shouldn’t post them in the comments section of a major news website, like… Read More

Like flossing your teeth or regular exercise, paying more than the minimum payment on your debt is one of those habits we know is good for us, but is easy to let slide. Let’s face it: it’s hard to stay motivated when you are trying to chip away at a large balance and there are… Read More

FICO is one of the best known names in the credit industry — it’s practically synonymous with credit scoring, despite the existence of hundreds of other scoring models. The first general-purpose credit score (Beacon at Equifax) came from FICO in 1989, effectively transforming the consumer lending landscape to heavily incorporate predictive analytics. Anyone who has… Read More

If there’s one thing Washington is exceptionally good at, it’s politicizing the personal. In the past few weeks, the ongoing debate over “equal pay for equal work” has typified this type of unfair politicization – this time with women – and instead of working together on solutions to empower American women, it has only perpetuated… Read More

Between television commercials, and advertisements on the Internet and in your mailbox, there is no shortage of information about credit cards. But when it comes to determining which one you should get, a pretty good place to start, when sorting through the hundreds of cards on the market, is to eliminate those you should avoid…. Read More