If you’ve ever stepped into the ring with an identity thief, you are probably familiar with a credit freeze. Credit freezes are an incredibly helpful line of defense in protecting your credit, but like everything else that’s good in life, these measures don’t always come free. Luckily, congress is taking steps to change that. Read... Read More
Article Re-Written August 10, 2018 by Elisa Ortiz Everyone has bad habits. It’s just a part of being human. I try to squash a bad habit as soon as I recognize one, and I’m sure you’re in the same boat. It’s easy to develop bad money habits early on in life, and it can be... Read More
Unemployment is low and the stock market is high, two signs which might lead some to believe the U.S. economy is on a roll. But there’s a hidden danger lurking within economic data that suggests trouble could be looming; Americans aren’t saving for the future. Again. The personal savings rate, which had risen sharply in... Read More
An airline credit card with an insane rewards program was released recently and you just have to have it. Or, the apartment of your dreams just popped up on Padmapper and you need your name on the callbox, like, yesterday. So –– naturally –– you use one of your free annual credit checks through Experian,... Read More
For recent college graduates, there is a lot to figure out. But one of the biggest adjustments they will face is their newfound financial freedom, which can be both exciting and challenging. The summer after graduation, then, is the perfect time for these recent grads to take some key steps to get their bearings when... Read More
Article Updated August 2, 2018. Many people ask, what’s the best way to get out of debt? Then they may often think, but I have good credit, and I really don’t want to hurt it. There are many ways to lighten your debt load, and not all of them will have a major negative effect... Read More
[DISCLOSURE: Cards from our partners are mentioned below.] With gas prices higher than they’ve been in three years, commuting is more expensive than ever. As gas prices rise, so do commuters’ frustrations—every visit to the gas station met by an exasperated eye roll at the gas prices and a reluctant surrender of your money. Price... Read More
Data breaches. Identity theft. Phishing scams. Short of going off the grid, it seems like there’s no way for your information to stay safe. The latest way that your data could have been exposed to hackers and phishers? Lifelock – the company that millions of consumers trust to protect their identities. Lifelock wasn’t breached, but... Read More
If your child’s college search process has snuck up on you and you realize you may not have as much saved up as you would have liked by this point, don’t panic. It’s not too late to put some more money away to get you into a comfortable position for when that first tuition payment... Read More
As of 2012, about half of all adults in the United States, 117 million people, were reported to live with one or more chronic health conditions. But for those of us who struggle with chronic illness and disease on a day-to-day basis, our conditions are much more than just a staggering statistic. From diabetes, to... Read More
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Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.
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The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).
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The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.
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Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.
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Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.
Thanks for stopping by.
- The Credit.com Editorial Team
David Lord
Taylor White
Elisa Ortiz
Josh Smith
