How to Avoid Overspending on Your Vacation

Personal Finance

How to Avoid Overspending on Your Vacation

How to Avoid Overspending on Your Vacation

It’s great to dream about vacations, to take them and reminisce about them. But it’s not so great having to pay for a vacation. Travel can be a great way to relax, see new things or maybe visit family and friends. No matter what their motivation, vacationers often feel tempted to overspend. It is important to remember… Read More

3 Money Tips for New College Grads

Students

3 Money Tips for New College Grads

3 Money Tips for New College Grads

You are (around) 22, educated and out on your own (likely for the first time). So what’s next? For young adults just out of college the world is full of possibilities and that can be both exciting and terrifying. After you properly frame and display that very expensive piece of paper — also known as a… Read More

7 Reasons Your Debt Repayment Plan Isn’t Working

Managing Debt

7 Reasons Your Debt Repayment Plan Isn’t Working

7 Reasons Your Debt Repayment Plan Isn’t Working

People across the nation are charging more on their credit cards, signaling growing confidence in the economy. Says credit bureau Equifax: Equifax’s new National Consumer Trends Credit Report revealed that consumers in each of the nation’s 25 largest metropolitan areas increased credit card debt in the second quarter of 2014, compared with the same period… Read More

The Most Important Factors to Selling Your Home

Mortgages

The Most Important Factors to Selling Your Home

The Most Important Factors to Selling Your Home

The housing market has experienced plenty of highs and lows throughout the past decade, and, luckily, we are experiencing a resurgence in home values. With home values on the rise and interest rates remaining low, this could be a great time to put your house on the market in many parts of the country. There… Read More

It’s Alive! Criminals Are Creating New Identities From Bits & Pieces of Yours

Identity Theft

It’s Alive! Criminals Are Creating New Identities From Bits & Pieces of Yours

It’s Alive! Criminals Are Creating New Identities From Bits & Pieces of Yours

Digital criminals inventing and exploiting identities out of thin air, rather than impersonating real consumers, are a fast-growing menace, according to a new report from fraud-fighting firm ID Analytics. This relatively new form of identity fraud, called synthetic identity fraud, involves criminals using random Social Security numbers, mismatched names and birthdays, and other personal characteristics that… Read More

One Political Mailer Speaks Volumes on Lack of Data Security Knowledge

Identity Theft

One Political Mailer Speaks Volumes on Lack of Data Security Knowledge

One Political Mailer Speaks Volumes on Lack of Data Security Knowledge

Did you hear the one about the Kentucky GOP candidate who asked his attorney general to investigate the state Democratic Party for allegedly sending out the Republican’s Social Security number and more personal information to thousands of constituents? Sorry to say, there’s no punch line here, because according to recent reports, it actually happened. Introducing… Read More

3 Money Mistakes That Can Torpedo Your Marriage

Personal Finance

3 Money Mistakes That Can Torpedo Your Marriage

3 Money Mistakes That Can Torpedo Your Marriage

As if discovering the love of your life is messier than you thought, doesn’t really love jazz or is chronically late weren’t enough, couples also have to find ways to deal with differing financial habits — from the merely annoying (sending dollar bills through the laundry) to the serious (hiding debt). The good news is more couples… Read More

Are You Dealing With a Real Debt Collector?

Managing Debt

Are You Dealing With a Real Debt Collector?

Are You Dealing With a Real Debt Collector?

Some less-than-above-board debt collectors deploy a number of unsavory tactics while trying to persuade consumers to give them money, but none worse than this: trying to collect on debts that just don’t exist. It happens, often. Sometimes, bad records are to blame. Debt notes are often sold, re-sold and re-sold again, and during that game… Read More

Federal Student Loans Will Be Easier to Get for Parents With Bad Credit

Students

Federal Student Loans Will Be Easier to Get for Parents With Bad Credit

Federal Student Loans Will Be Easier to Get for Parents With Bad Credit

The Department of Education is loosening borrower qualifications for Federal PLUS Loans, which allow graduate students and parents of dependent college students to finance higher education. The updates, published Oct. 23, include a new definition of “adverse credit history,” potentially opening access to federal student loans for millions of families. The changes go into effect July… Read More

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