6 Worst Mortgage Mistakes You Can Make

Mortgages

6 Worst Mortgage Mistakes You Can Make

6 Worst Mortgage Mistakes You Can Make

Is your house your castle? Or an albatross around your neck? Your answer might depend a lot on your mortgage. Getting an affordable property at a great rate can make you feel as if life couldn’t be any sweeter. But ask anyone who bought a house with a mortgage they didn’t understand and couldn’t afford,... Read More

Are You Missing Out on This Tax Break?

Personal Finance

Are You Missing Out on This Tax Break?

Are You Missing Out on This Tax Break?

Are you or someone you know overlooking one of Uncle Sam’s most generous tax breaks? The Saver’s Credit allows low- to moderate-income workers who are saving for retirement to reduce their federal tax bill by as much as $1,000 ($2,000 for married couples filing jointly). But just 25% of workers with annual household incomes of less than... Read More

Can My Valentine’s Bad Credit Hurt Me?

Credit Score

Can My Valentine’s Bad Credit Hurt Me?

Can My Valentine’s Bad Credit Hurt Me?

Don’t worry too much if your Valentine discloses their credit score is in rough shape this weekend — their bad credit isn’t technically contagious. “Everyone has their own credit report, so your significant other’s credit history won’t be combined with yours,” Rod Griffin, director of public education for Experian, said in an email. (And, yes, this tenet is... Read More

6 Signs You Might Want to ‘Ice’ Your Credit Card

Credit Cards

6 Signs You Might Want to ‘Ice’ Your Credit Card

6 Signs You Might Want to ‘Ice’ Your Credit Card

Do you ever feel like you should be taking a break from your credit cards? Sure, credit cards can be a secure, convenient and powerful financial tool, but sometimes we aren’t smart about using them and can find ourselves in trouble. Many Americans have gone into debt by relying heavily on their plastic. When balances climb too high, some... Read More

How Many Americans Have Bad Credit?

Credit Score

How Many Americans Have Bad Credit?

How Many Americans Have Bad Credit?

Only a small sliver of people have absolutely terrible credit scores, but plain-old bad credit? That’s a lot more common. Nearly a third of Americans have a credit score lower than 601 — the distinction between bad and fair credit — according to credit bureau Experian. These figures come from a breakdown of Experian’s 2015 VantageScore 3.0... Read More

5 Credit Cards You Can Use Virtually Anywhere in the World

Credit Cards

5 Credit Cards You Can Use Virtually Anywhere in the World

5 Credit Cards You Can Use Virtually Anywhere in the World

Are you a world traveler? One of the incredible benefits of credit cards is their ability to be accepted wherever you go. Nevertheless, not all credit cards are ideal for international travel. For example, many cards impose a 3% foreign transaction fee on all purchases processed outside of the U.S. Plus, there are still credit cards that... Read More

8 Scams That Can Ruin Your Vacation

Identity Theft

8 Scams That Can Ruin Your Vacation

8 Scams That Can Ruin Your Vacation

Punxsutawney Phil didn’t see his shadow this year, which means spring is right around the corner. For the winter weary, however, summer is still too far away and the lure of blue-green seascapes under sunny skies is strong. If you’ve decided to take the plunge, remember: Your vacation is supposed to be a time to... Read More

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