How to Get a Car Loan After Bankruptcy

Auto Loans

How to Get a Car Loan After Bankruptcy

How to Get a Car Loan After Bankruptcy

Buying a car can feel stressful enough, but when you have been through bankruptcy it may feel downright terrifying. No matter what the circumstances that led to your filing — large medical bills or a job loss, for example — you probably feel embarrassed and afraid that no one’s going to want to give you the time… Read More

What Happens to a Debt Collector That Gets Shut Down

Managing Debt

What Happens to a Debt Collector That Gets Shut Down

What Happens to a Debt Collector That Gets Shut Down

Travell Thomas is desperately trying to save his business, or at least part of it. His debt collection firm, Four Star Resolution, was raided during the morning on Feb. 11, as a result of a lawsuit filed by the Federal Trade Commission. Employees were told to leave immediately. A temporary restraining order now prevents Thomas… Read More

Can I Get a Seller to Pay My Closing Costs?

Mortgages

Can I Get a Seller to Pay My Closing Costs?

Can I Get a Seller to Pay My Closing Costs?

Closing costs are one of the most confusing and misunderstood parts of the homebuying journey. About a third of prospective buyers feel “not very” or “not at all” aware of them, according to a recent survey from real estate data and technology firm ClosingCorp. That can be a problem for buyers who jump into the homebuying… Read More

Alleged Identity Theft Victim Stranded in Mexico

Identity Theft

Alleged Identity Theft Victim Stranded in Mexico

Alleged Identity Theft Victim Stranded in Mexico

An American who travels frequently to Mexico has been stuck there since the beginning of March because someone reportedly stole his identity, the man’s lawyer said. Carlos Montoya lives in Los Angeles but went to Mexico for epilepsy treatment, his lawyer said in a March 23 news conference. When border agents took Montoya’s fingerprints as… Read More

4 Common Student Loan Problems & How to Deal With Them

Students

4 Common Student Loan Problems & How to Deal With Them

4 Common Student Loan Problems & How to Deal With Them

Many people who have finished college in the last decade have student loan debt, but some have found that repaying that debt is more complicated than they expected it to be. There are many resources for student loan borrowers trying to figure out repayment, and some go to financial planners for advice on how to manage their student loan debt… Read More

Do I Have to File Income Taxes?

Personal Finance

Do I Have to File Income Taxes?

Do I Have to File Income Taxes?

If you think the Internal Revenue Service expects to hear from everybody this time of year, here’s a quote that might surprise you. It’s from an IRS spokesperson I’ve interviewed many times, Mike Dobzinski. “We get quite a few returns that come in that really don’t have to be filed. If we can discern from… Read More

How to Create Wealth You Can Pass Down to Your Kids

Personal Finance

How to Create Wealth You Can Pass Down to Your Kids

How to Create Wealth You Can Pass Down to Your Kids

Your money is the culmination of hard work, discipline and smart management skills. If you are finding financial success, there are some ways to better sustain that wealth not only for yourself, but for your children and their children after that. However, leaving a legacy of multigenerational wealth is no easy feat. While wealth affords opportunities, it… Read More

4 Credit Cards for the Forgetful

Credit Cards

4 Credit Cards for the Forgetful

4 Credit Cards for the Forgetful

Do you have better things to worry about than your credit cards? Since most of us do, it’s easy to misplace a monthly statement, lose a card or even forget to make a payment. And when we forget, it would be nice to have a credit card issuer that is ready to forgive you and even help… Read More

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