When Can I Get a Bankruptcy Off My Credit Report?

Credit Score

When Can I Get a Bankruptcy Off My Credit Report?

When Can I Get a Bankruptcy Off My Credit Report?

Article updated by Mia Taylor May 21, 2018 Filing for bankruptcy in order to deal with overwhelming debts can be a frightening and confusing prospect. But if you’re among those who have opted to use this approach in order to turn a troublesome financial picture around, you’re probably wondering what the next step should be.... Read More

Should You Buy a House if You’re Already in Debt

Personal Finance

Should You Buy a House if You’re Already in Debt

Should You Buy a House if You’re Already in Debt

Many people consider buying a house to be the finish line after conquering the hurdles of debt. But that doesn’t always have to be the case. Yes, buying a house is one of the more difficult achievements, especially when you’re sitting on a mound of debt, but that doesn’t mean it’s impossible. You can buy... Read More

The Student Loan Crisis Is Worse Than You Think

Student Loans

The Student Loan Crisis Is Worse Than You Think

The Student Loan Crisis Is Worse Than You Think

As young people take steps towards their future and eagerly prepare to enter the world of higher education, they are now faced with the seemingly inevitable notion of graduating with at least some student loan debt. While students intend to land a job after graduation to pay off their loans, that task has become more... Read More

15 Things to Know About 529 Plans

Personal Finance

15 Things to Know About 529 Plans

15 Things to Know About 529 Plans

If you’re a parent old or new, you may have heard of, or even already contribute to, a 529 savings plan. For those who have never heard of this, the 529 savings plan was started in the 1990s to help parents begin to save for an increasingly expensive higher education for their children. Currently, not... Read More

Millennials Spend a Large Percent of Income on Rent

Mortgages

Millennials Spend a Large Percent of Income on Rent

Millennials Spend a Large Percent of Income on Rent

It’s an age-old question: Is life harder or easier for today’s young people? Well, score a “win” for the millennials. Younger adults are spending a stunning amount of money on rent — $93,000 by age 30, according to a new study. More important, rent sucks up about 45% of their income during this first, critical... Read More

10 Things To Do If Your Debt Goes to Collections

Personal Finance

10 Things To Do If Your Debt Goes to Collections

10 Things To Do If Your Debt Goes to Collections

For one reason or another, life has given you lemons, and you’re in serious debt. Now, it’s time to make lemonade. The best thing to do with facing collections is to do a little proactive, focused legwork. Collections can be scary, but don’t panic. Follow these 10 tips to prevent serious credit or financial damage... Read More

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