4 Tips for Breaking Your Apartment Lease

Personal Finance

4 Tips for Breaking Your Apartment Lease

4 Tips for Breaking Your Apartment Lease

One attractive aspect of renting vs. owning a home is the lack of a long-term commitment. While it may seem that renters can pick up and go at the drop of the hat, there are still usually agreements in place. You may not be able to sneak away from a lease in the middle of… Read More

5 Tricks to Get Discounts on Everything You Buy

Personal Finance

5 Tricks to Get Discounts on Everything You Buy

5 Tricks to Get Discounts on Everything You Buy

There is no reason to ever pay full retail price for anything you buy in a store — ever. With the rise of online shopping, which allows for instant price comparison, brick-and-mortar establishments must go the extra mile to earn your business. All you need are the tools to pay less for what you want. Read on… Read More

5 Upsides to Losing Your Job

Personal Finance

5 Upsides to Losing Your Job

5 Upsides to Losing Your Job

Being let go can be scary. Instead of focusing on the negative, you can turn your situation around by looking for the silver lining while staying on track financially. You may need some time to accept it, but when you are ready to move on and make the best of a bad situation, here’s how to… Read More

Adult Dating Website Hacked; Up to 4 Million Affected

Identity Theft

Adult Dating Website Hacked; Up to 4 Million Affected

Adult Dating Website Hacked; Up to 4 Million Affected

One of the Internet’s largest adult dating websites has suffered a major data breach, with up to 4 million members impacted, according to U.K. news station Channel 4, which broke the story. Victims face potential embarrassment or other serious repercussions in addition to the usual potential for identity theft. AdultFriendFinder.com’s parent firm FriendFinder Networks Inc. confirmed to the… Read More

Lower-Cost Student Loans? Not Really.

Students

Lower-Cost Student Loans? Not Really.

Lower-Cost Student Loans? Not Really.

Auctions of U.S. Treasury notes and bonds don’t usually attract a lot of attention unless we are in the midst of tumultuous times or when the lending rates for a pretty important loan program are indexed to one of these. At nearly $1 trillion and counting, the Federal Direct Student Loan program deserves all the… Read More

The Major Mortgage Cost Most Homebuyers Overlook

Mortgages

The Major Mortgage Cost Most Homebuyers Overlook

The Major Mortgage Cost Most Homebuyers Overlook

When it comes to getting or refinancing a mortgage, little things can turn into big bucks quickly. For example, small differences in interest rates can mean thousands (even tens of thousands) of dollars in additional interest charges over the life of the loan. Or, a slight difference in rates among different loans can signal fees… Read More

What Real Millennials Want to Know About Credit

Credit 101

What Real Millennials Want to Know About Credit

What Real Millennials Want to Know About Credit

Last week I talked to a bunch of 20- and 30-somethings — members of the so-called millennial generation — about credit, and the conversation reminded me about how differently people deal with money. In many aspects of personal finance, things aren’t black or white, and what works for one person would be disastrous sfor another…. Read More

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