Article Updated July 13, 2018 You open your statement and discover you’re late on your credit card payment. Or you get a call from a collection agency about a medical bill you forgot to pay. Or you check your credit reports and discover a late payment is marring your otherwise perfect payment history. What happens if you... Read More
The record number of data breaches in 2017 (1,579 publicly-reported breaches to be exact) and the sensitivity of the data stolen (especially social security numbers and passwords) have led many to wonder how to protect themselves. Since I work in the identity protection industry, my friends and family have asked what recommendations they should follow... Read More
Nothing says adulting quite like hunting for your first post college job. Taking steps to embark on what should, by all indications, be an epic career journey, is equal parts exhilarating and terrifying. While there are a litany of resources available that can help you search, apply, and get hired for your dream job, there... Read More
This Article was Updated July 5, 2018 When you are looking to buy a vehicle, the first thing you should do is apply for a preapproved loan. The loan process can seem daunting, but it’s easier than you think and getting preapproval prior to going to the car dealer may help alleviate a lot of... Read More
Article Updated July 3, 2018 If you feel burdened under the weight of student loan debt, we have some good news: you may be able to get those student loans forgiven. In 2017, the Consumer Financial Protection Bureau released a report estimating that up to one in four Americans may be eligible for the Public Service Loan Forgiveness program,... Read More
Article Updated by June 29, 2018 Finding the words charged off on your credit report isn’t good news. It can be scary and confusing when you don’t understand what it means or how it happened. The name itself isn’t helpful either. People often misinterpret the meaning, which can lead to more costly mistakes with your credit. Learning... Read More
There comes a time in every parent’s life where they must bid their children goodbye, at least in the sense of sharing a household. Whether children go off to college out of state, simply move into their own homes, or even decide to move in with friends just down the block, parents usually go through... Read More
So you’ve just applied for a new apartment, but the leasing office tells you that you’ll be needing a cosigner in order to sign your lease and move in. Why is this happening? Let’s explore the ins and outs of having a cosigner. What is a Cosigner? A cosigner is a person who has agreed... Read More
After months of searching, you’ve finally found it: the elusive perfect apartment, and it’s yours pending a routine credit check. You’re practically planning your housewarming party when the landlord calls you to tell you your application has been rejected. You’re crushed, but more importantly you’re worried and upset. Could you be the victim of identity... Read More
Article Updated June 21, 2018 by Elisa Ortiz If you think you’re immune to damage from a collection account on your credit report because you pay your bills on time, think again. Medical bills that you don’t know about could be hurting your credit, and the odds are not in your favor. If you want... Read More
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- The Credit.com Editorial Team
Taylor White
Elisa Ortiz
Adam Levin
Bob Sullivan
Josh Smith
