Identity theft is a real problem with long-lasting consequences. Over 15.4 million people were victims of identity theft in 2016, up 16 percent from the previous year, according to a Javelin Strategy & Research study. Identity theft can take many forms. Criminals can open up credit cards in your name, apply for car loans, and... Read More
A few months ago, a relative of mine in Sacramento received a call from his granddaughter. She was calling from a jail in Florida after having crashed her car, broken her nose, and getting arrested. She was sobbing, and pleaded with him to not tell her parents or anyone else, and to send money along... Read More
One of the most common questions we get asked is, “my health insurance was supposed to cover a procedure, but it didn’t. Now I’m in collections. Is this legal?” The short answer: yes, it is legal, though you may be able to fight back. The long answer, however, requires a bit of context about how... Read More
If you’re in your 20s, fresh out of school, and just starting your career, retirement is probably the furthest thing from your mind. That’s understandable. You have at least 40 years until you can actually retire, and that may change as medical advancements continue to help people live increasingly longer lives. Seniors are now healthier... Read More
With the rising cost of healthcare and medical procedures, most Americans are painfully aware of how quickly medical bills can mount. Whether you’re in need of costly medical tests or procedures, or you’re looking into an elective procedure, the financial impact can be enough to deter you from taking care of your medical needs. The... Read More
Not long ago, some poor soul suggested (and probably instantly regretted) the reason millennials can’t afford to buy homes is because they spend too much money on avocado toast. While the digital outcry from millennials was instantly indignant, that indigence may have been justified. Home ownership is difficult to achieve if you belong to the... Read More
You can spot a Nigerian email scam without opening it. You know what you’re doing when it comes to keeping ID thieves from conning you. And if someone tried to get the kind of personal information needed to open credit in your name, well, it just wouldn’t happen. Except it would. Credit gets stolen using... Read More
If you’ve heard horror stories about wage garnishment, you may believe it only happens to “deadbeat parents” or those that owe thousands of dollars in back taxes. In reality, however, wage garnishment can occur for many reasons, so it’s important to understand exactly what it is, and which unpaid debts can leave you subject to... Read More
Benjamin Franklin once said nothing can be said to be certain, except death and taxes. Whether it’s income, sales, property or any other type, taxes are a part of our daily lives. And yet, how much do you actually know about the money you pay to Uncle Sam or why you even do it in... Read More
UPDATE: Article Updated by Brian Acton 4/2/18 Good credit is crucial to unlocking many financial opportunities in life. When you have a great credit score, you will see lower interest rates on car loans, credit cards, and mortgages. Some employers and landlords even check credit reports before they make a job offer or approve a... Read More
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The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.
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Thanks for stopping by.
- The Credit.com Editorial Team
Bob Sullivan
Mia Taylor
Brian Acton
Adam Levin
Gerri Detweiler
Josh Smith
Taylor White
