How to Pick the Right Mortgage Lender

Mortgages

How to Pick the Right Mortgage Lender

How to Pick the Right Mortgage Lender

Buying a home is probably the biggest financial purchase you will make in your lifetime — one you will be paying off for years to come. When you are calculating the details of your mortgage, or refinance, picking a lender can be one of the most complicated (but important) decisions in the process. Today, there are… Read More

12 Ways to Slice Your Next Restaurant Bill

Personal Finance

12 Ways to Slice Your Next Restaurant Bill

12 Ways to Slice Your Next Restaurant Bill

Earlier this year, Americans started spending more money eating out than they spend on groceries. It was the first time that has happened since the U.S. Department of Commerce started collecting such data. By this summer, the price of a restaurant meal had jumped 3% compared with one year prior. But rising restaurant costs don’t mean you… Read More

How to Make Sure Your Dream Home Is a Good Investment Too

Mortgages

How to Make Sure Your Dream Home Is a Good Investment Too

How to Make Sure Your Dream Home Is a Good Investment Too

You’ve probably heard real estate can be safer than the stock market, while still yielding decent returns. This can be true, but adding real estate to your portfolio is very different from investing in stocks, bonds and certificates of deposit. Finding success in the housing market often requires being able to find good deals and ripe… Read More

5 Ways to Find Deals at the Farmers Market

Personal Finance

5 Ways to Find Deals at the Farmers Market

5 Ways to Find Deals at the Farmers Market

Do you like fresh food? Of course. Do you want to get outside and meet some local people when the weather’s nice? I know I do. From May through November, farmers markets pop up in cities and towns across America. Farmers and artisans gather to sell everything they have to offer to eager members of… Read More

7 Obvious Money-Saving Tips People Often Forget

Personal Finance

7 Obvious Money-Saving Tips People Often Forget

7 Obvious Money-Saving Tips People Often Forget

It seems everyone is exploring new and novel ways to save money. But sometimes in our quest for fresh ideas, we forget the basics that served us so well in the past. When that happens, take a step back and brush up on those neglected, tried-and-true methods. Here are seven classic money-saving tips worth another look: 1…. Read More

Will Taking a New Job Hurt My Homebuying Chances?

Mortgages

Will Taking a New Job Hurt My Homebuying Chances?

Will Taking a New Job Hurt My Homebuying Chances?

A reader asked us recently how much impact an unanticipated job change could have on his ability to get a mortgage.  “I found a better job,” he wrote. “How does this affect the loan?” We asked Scott Sheldon, a senior loan officer in Sonoma, Calif., and a Credit.com contributor, and he said the answer could… Read More

What Exactly Is a Pension?

Personal Finance

What Exactly Is a Pension?

What Exactly Is a Pension?

Pensions and retirement aren’t just for old people to worry about. Whether you are starting your first job or counting down the last few days in your office, understanding retirement account options can be the difference between the future you want and years of regret. The first step is getting a grasp on your needs… Read More

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