Can My Credit Card Company Sue Me?

Credit Cards

Can My Credit Card Company Sue Me?

Can My Credit Card Company Sue Me?

A commenter on our blog said he’d heard of a creative way to get rid of a lawsuit from a credit card issuer. “Doug” said lawyers he know have told him that suing a customer is a violation of the issuer’s arbitration clause that comes standard in nearly ever cardholder agreement out there. Here’s what he had… Read More

Will My Job Hurt My Credit?

Credit Score

Will My Job Hurt My Credit?

Will My Job Hurt My Credit?

Our lives are intertwined with employment, because money dictates so much of how people participate in society. And where do you get money? Usually, your job. Your job may determine where you live, how you socialize, what you wear and certainly how much money you can spend on all these things. As much as it’s wrapped… Read More

The Simple Email Trick That Could Protect Your Identity

Identity Theft

The Simple Email Trick That Could Protect Your Identity

The Simple Email Trick That Could Protect Your Identity

“Having two identities for yourself is an example of a lack of integrity,” Mark Zuckerberg proclaimed in The Facebook Effect. Easy for him to say. Facebook has made a mint on data integrity—your personal information yoked to likes and dislikes sold to the highest bidder. But here’s some bad news for Zuck: When it comes… Read More

FICO vs. VantageScore: The Credit Score Rivalry Heats Up

Credit Score

FICO vs. VantageScore: The Credit Score Rivalry Heats Up

FICO vs. VantageScore: The Credit Score Rivalry Heats Up

VantageScore is making headway into the credit score market dominated by FICO, says the firm behind the upstart measure of credit-worthiness. Nearly one billion VantageScores were generated in 2014 — a 600% increase — says VantageScore Solutions LLC, a creation of the nation’s three credit bureaus. The number of banks using the scores increased by… Read More

A New Eco-Friendly Credit Card

Credit Cards

A New Eco-Friendly Credit Card

A New Eco-Friendly Credit Card

Earth lovers, rejoice! Now you can help reforest the Amazon while making everyday purchases with a new eco-friendly credit card. A company called Sustain:Green offers a credit card to consumers who want to reduce their carbon footprint — for every dollar cardholders spend, Sustain:Green says it will purchase two pounds of carbon offsets. A quick… Read More

6 Signs You Should Dump Your Credit Card

Credit Cards

6 Signs You Should Dump Your Credit Card

6 Signs You Should Dump Your Credit Card

Have you been using the same credit card for many years, blissfully ignoring advertisements for new credit cards? Perhaps your current card is so great that it’s a keeper, but maybe you are ignoring its faults. The credit card industry is extremely competitive, and card issuers are constantly offering new products with new features, better… Read More

Should Retailers Have Bank-Level Security for Your Data?

Personal Finance

Should Retailers Have Bank-Level Security for Your Data?

Should Retailers Have Bank-Level Security for Your Data?

Seven financial trade associations signed a letter to Congress urging the government to enact federal data breach legislation that would cover not only financial service providers but also all other entities, such as retailers, that store customer financial data. The letter argues that existing laws do not require the same levels of responsibility of entities that… Read More

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