Earth lovers, rejoice! Now you can help reforest the Amazon while making everyday purchases with a new eco-friendly credit card. A company called Sustain:Green offers a credit card to consumers who want to reduce their carbon footprint — for every dollar cardholders spend, Sustain:Green says it will purchase two pounds of carbon offsets. A quick… Read More

Technology is like money, it seems. You need some of it … a decent amount, really … to be happy. But at a certain point, it might do more harm than good. Microsoft recently released a fascinating global survey that unearthed another gap between the developed and the developing world. Poorer countries have a lot more positive… Read More

Have you been using the same credit card for many years, blissfully ignoring advertisements for new credit cards? Perhaps your current card is so great that it’s a keeper, but maybe you are ignoring its faults. The credit card industry is extremely competitive, and card issuers are constantly offering new products with new features, better… Read More

Seven financial trade associations signed a letter to Congress urging the government to enact federal data breach legislation that would cover not only financial service providers but also all other entities, such as retailers, that store customer financial data. The letter argues that existing laws do not require the same levels of responsibility of entities that… Read More

When you’re on a mission to clean up your credit, there’s one task that may prove more difficult than you’d think: figuring out who you owe. That’s especially true if some of your debts are old, and have been sold by your creditors to collection agencies. These debts may be bought and sold multiple times,… Read More

The amount of tip money people in the service industry take home relies on a remarkable number of variables, like perceived quality of the service provided, a customer’s tipping preferences, the service’s cost and the payment method. That last part — how the actual transaction happens — is having an increasingly significant impact on how… Read More

Mortgage interest rates have hit a near-20-month low at the end of January, prompting many homeowners to begin refinancing. All too many have tried in the recent years yet hold back because they think their house will not appraise for what they need to make the numbers work. Here’s the real skinny if you’re debating… Read More

The first signs of elder financial abuse are easy to miss. Maybe there’s a new, overeager “best friend” who gives off a strange vibe. Or excessive secrecy around an online lover. Paranoia or anger when talking about money can be a tipoff, too. Don’t count on discovering sudden large withdrawals from savings or checking accounts…. Read More

Age and credit have a somewhat complicated relationship. Like it often is with personal finance, straightforward questions don’t always have simple answers. Does your age affect your credit score? In the most literal sense, no: Your date of birth isn’t factored into your credit score. Still, if you’re older, you have a better chance at… Read More

Love and debt in the same sentence can sound like a paradox to anyone who hears it. But, with the reality of most people’s finances lagging in this economy, debt is just a reality. This means that you are likely to have debt, and if you do, you might as well try to love it. First,… Read More