How Fast Can You Get Out of Debt?

Managing Debt

How Fast Can You Get Out of Debt?

How Fast Can You Get Out of Debt?

You’ve decided enough is enough and you are going to get out of credit card debt. And you probably want to do it as fast as you can. So how long will it take? Don’t have a clue? That’s not surprising, considering you probably have several cards all with different interest rates and monthly payments…. Read More

The Best Low-Interest Credit Cards in America 2014

Credit Cards

The Best Low-Interest Credit Cards in America 2014

The Best Low-Interest Credit Cards in America 2014

For credit card users who carry a balance from month to month, the interest rate is one of the most important numbers revealed in a card’s terms and conditions. So it only makes sense that finding the credit card with the lowest interest rate is the top priority for many consumers when they apply for… Read More

The Surprising Side Effect of Student Loan Forgiveness Programs

Students

The Surprising Side Effect of Student Loan Forgiveness Programs

The Surprising Side Effect of Student Loan Forgiveness Programs

As more people learn about and use public service loan forgiveness and income-based repayment plans to make student loan payments more affordable, the U.S. could run into an economic issue. Such loan forgiveness programs incentivize borrowing, according to a recent report from New America Education. The report authors, Jason Delisle and Alexander Holt, analyzed debt… Read More

Mortgage Rates Dip Below 4%

Mortgages

Mortgage Rates Dip Below 4%

Mortgage Rates Dip Below 4%

People thought it wouldn’t happen this year, but it did: Average 30-year fixed mortgage rates dipped below 4% last week, hitting their lowest level in 2014, Freddie Mac said in a news release. The 30-year fixed-rate mortgage averaged 3.97% last week, down from 4.12% the week prior and 4.28% the same time last year. That… Read More

Strange But True Stories of Debt Collection

Managing Debt

Strange But True Stories of Debt Collection

Strange But True Stories of Debt Collection

In 2005, our reader who goes by the screen name “frustrated in California” stopped paying on one of his credit cards. Now, nearly 10 years later, a collection agency is suing him and claims he made a payment of $200 in October 2010. He wrote: I know I did not make any payment, and under pressure, (the… Read More

13 Retailers Where You Can Use Apple Pay Today

Credit Cards

13 Retailers Where You Can Use Apple Pay Today

13 Retailers Where You Can Use Apple Pay Today

Apple Pay is now available to some iPhone and iPad users, with Monday marking the start of Apple’s new mobile payment system many have dubbed “the credit card killer.” CEO Tim Cook announced the program launch at a company event Oct. 16, about a month after unveiling the newest iPhones and the Apple Watch. The… Read More

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