Millennials get a bad rep. While the internet is busy circulating speculative articles about how the millennial generation is killing off napkins and fabric softener, members of that generation are just trying to scrounge enough money to keep up with increasing housing costs. Tiny homes offer an exciting living option somewhere between renting and buying... Read More
The job market for recent college graduates can be very competitive. Openings in your chosen field may be hard to come by; according to data from the New York Federal Reserve, around 43% of recent graduates work a job that doesn’t require a college degree. Stiff competition makes it tough to stand out, and you... Read More
Financial literacy is a skill that’s often honed and improved with time, not something that necessarily comes naturally to those just embarking on their careers. In fact, research from the National Endowment for Financial Education and George Washington University found that only 24% of 23 to 35 year olds showed basic financial literacy and a... Read More
Article Updated June 6, 2018 Mia Taylor In a perfect world, unexpected medical bills would be paid for from a rainy day savings account, money you’ve specifically set aside for life’s many unplanned expenses. Unfortunately, however, not everyone has such an account. And those who do, may not necessarily have enough cash accumulated to cover... Read More
Everyone from Dave Ramsey to your neighbor down the street has an opinion about whether teenagers should have credit cards. But the fact is many already do. According to a TransUnion survey, 19% of teens have a credit card. If you want to introduce your child to the world of credit while being mindful of... Read More
Article Updated June 5, 2018 by Brian Acton Vacations can be prohibitively expensive, a cruel truth for Americans who want to travel but don’t have the money. Many will resort to borrowing; a 2017 Learnvest survey found that 74% of Americans have gone into debt for a vacation, with the average debt accrued per trip... Read More
The national student loan debt in America is at a record high of $1.45 trillion. It’s an almost mind boggling number. And it becomes even more staggering when looked at another way: there are 45 million student loan borrowers in this country, each of whom owes an average of $27,975 in educational debt. This colossal... Read More
Late credit card payments have both short-term and long-lasting consequences. You should avoid missing your payment due date, as it could result in financial penalties and damage to your credit for years to come. Here are four potential consequences of a late credit card payment. Late Fees Most credit card companies will slap you with... Read More
Summer is right around the corner, and many college students who see graduation looming on the horizon use the break from school as a time to take an internship in their field. While internships offer valuable “real world” experience and have seemed to become almost mandatory in many fields, internships often provide very little pay,... Read More
Article Updated May 31, 2018 by Brian Acton Getting a new car is a big decision, and you should choose your next vehicle carefully. But if you think finding the right car is difficult, deciding whether to lease or buy can be even more overwhelming. While leasing isn’t for everyone, it does offer a few... Read More
Certain credit cards and other financial products mentioned in this and other sponsored content on Credit.com are Partners with Credit.com. Credit.com receives compensation if our users apply for and ultimately sign up for any financial products or cards offered.
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Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.
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The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).
Our Reporting
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The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.
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Our Business Model
Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.
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Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.
Thanks for stopping by.
- The Credit.com Editorial Team
Brian Acton
Mia Taylor
Taylor White
Bob Sullivan
Elisa Ortiz
Josh Smith
Adam Levin
